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184 Regan St, Gardner MA 01440

Gardner, MA 01440
$399,900
Est. $2,696/month
4
Beds
2
Baths
1,618
Sq Ft
$247
Price/Sq Ft
0.09
Acres
1900
Year Built
1 hour 58 minutes
Time on Market
Active Open House Listed Jun 12, 2026 • MLS# 73535190 Copied!

About this home

Welcome to this charming Colonial in the heart of Gardner! Beautifully maintained 4-bedroom, 2 full bath home filled with warmth, character, and stylish updates. Bright and inviting throughout with abundant natural light. Enjoy relaxing on the front porch or in the cozy living room by the picture window with stunning sunset views showcasing shades of orange, pink, and gold. Spacious dining room flows into a GORGEOUS kitchen featuring granite countertops, oversized island with storage, and butcher block counter, ideal for cooking and entertaining. First-floor bedroom and laundry offer added convenience. Fully fenced yard perfect for pets, gardening, or outdoor gatherings. Bright three-season porch provides the perfect place to enjoy morning coffee or unwind on rainy evenings. Move-in ready don’t miss this one!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
1,618 sq ft
Total Rooms
7

Open House Schedule

14
Jun
Sunday, June 14
12:30 PM - 2:00 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,618 sq ft
Lot Size 0.09 acres
Bedrooms 4
Full Baths 2
Total Rooms 7

Interior

Heating Forced Air, Oil
Cooling Window Unit(s)
Flooring Wood, Vinyl
Appliances Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Bulkhead
Laundry None
Features None

Exterior

Construction None
Architecture Colonial
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 3

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,686
Assessed Value $412,900

Interior Features

Flooring: Wood, Vinyl
Appliances: Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Full, Bulkhead
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Block, Stone

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

184 Regan St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.8 mi
Grades K-08
C-
Gardner Elementary School
1.4 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.5 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.4 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.9 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $474
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 12, 2026
$399,900
Original listing
Agent: Claudia Gulino Office: Coldwell Banker Realty - Leominster

Price & Status History

Date Event Price Change
Jun 12, 2026 New Listing Added $399,900

Market Statistics

Time on Market
1 hour 58 minutes
Price per Sq Ft
$247

Tax History

Year Taxes Assessment
2026 $5,686 $412,900

Financial Details

Annual Property Tax
$5,686
Tax Year 2026
Assessed Value
$412,900

Listing Information

Listing Agent Claudia Gulino
Listing Office Coldwell Banker Realty - Leominster
Agent MLS ID CN252972
Office MLS ID AN6215
Listing Data Updated Jun 12, 2026 12:02 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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