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1643 Cambridge St # 42, Cambridge MA 02138

Cambridge, MA 02138 • Harvard Square
$740,000
Est. $4,884/month
2
Beds
1
Baths
745
Sq Ft
$993
Price/Sq Ft
1970
Year Built
136
Days on Market
Active Price Drop -$9,000 Open House Listed Jan 20, 2026 • MLS# 73469960 Copied!

About this home

Spacious 2-Bedroom Condo with Garage Parking in Prime Cambridge LocationWell-maintained two-bedroom condo ideally located between Harvard Square and Inman Square. Situated on the fourth floor of a professionally managed elevator building, this unit offers an open layout with a bright living room that flows into a galley kitchen with ample cabinet space.Hardwood floors throughout. A/C units in the living room and one bedroom. Both bedrooms offer generous closet space.Additional features include deeded garage parking and access to common laundry.Conveniently located with the #69 bus line at your doorstep and close proximity to the Red Line. Easy access to Harvard, MIT, Kendall Square, and area shops and restaurants.

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Public Records

Current Owner

Owner GOVERMAN, GEORGE I.
Mailing Address 1643 CAMBRIDGE ST, CAMBRIDGE, MA, 02138-4327

Land Use

Use Code 102
Description Condominium
Style APARTMENT

Tax Information

Assessed Value $627,500
Tax Rate $5.86 per $1,000
Base Tax $3,677
CPA Surcharge 3% ($93)
Estimated Annual Tax $3,770

Assessment History

Year Land Building Total Change
FY2026 $0 $627,500 $627,500

Sale History

Date Price Book/Page
Apr 25, 2025 $615,000 84008/0554
Dec 13, 2024 $735,000 83581/0208
Dec 9, 2024 $830,000 83562/0467
Jun 8, 2024 $1 82640/0170
Mar 19, 2024 $790,000 82581/0157
Oct 31, 2023 $700,000 82161/0063
Jul 6, 2023 $490,000 81739/0503
Apr 11, 2023 $550,000 81415/0504
Mar 31, 2023 $1 81387/0438
Dec 5, 2022 $10 81022/0280

Building Permit History

Issued Type / Work Status Value
Aug 18, 2024 Building: Alteration and Addition
Install new replacement windows with proper flashing, sealants and insulation where needed. Dispose of old windows.Quantity- (72)
By United Home Experts
Permit #qu2z-8suj:282375
Open $168,340
Mar 24, 2024 Building: Alteration and Addition
Multi-Family (3 units or greater)
remodel for a small kitchen- remove 7 cabinets, add formica counter top, 6x8 laminate floor, new appliances
By Talco
Permit #qu2z-8suj:261793
Open $18,750
Dec 28, 2023 Building: Alteration and Addition
Multi-Family (3 units or greater)
remove existing kitchen cabinets. upgrade existing plumbing on kitchen, install new kitchen cabinets and countertops, install new…
By M&M Boston Contractors Inc
Permit #qu2z-8suj:252522
Open $18,600
Nov 26, 2023 Building: Alteration and Addition
Townhouse
Concrete repairs and waterproofing at parking garage
By JWG Building Restoration
Permit #qu2z-8suj:248116
Open $258,085
Nov 26, 2023 Building: Alteration and Addition
Multi-Family (3 units or greater)
remodel kitchen, 2 bathrooms, painting, sanding floors
By Talco
Permit #qu2z-8suj:249200
Open $50,900
Jan 31, 2023 Building: Alteration and Addition
Multi-Family (3 units or greater)
kitchen and bath renovation
By Talco
Permit #qu2z-8suj:208129
Open $28,000
Mar 1, 2020 Building: Alteration and Addition
Multi-Family (3 units or greater)
Renovation of a 2 bedroom/2 bath condo. We will be replacing all appliances, counters, cabinets, sink, faucet and laminate flooring in…
By Homestead Renovations
Permit #qu2z-8suj:68342
Open $16,500
Data: City of Cambridge Open Data (data.cambridgema.gov)

Municipal Context: CAMBRIDGE

Median Home Value $925,000
Avg SF Tax Bill $8,175
Residential Tax Rate $5.86/1000
CPA Surcharge 3%
County Middlesex

Property Data Comparison

Discrepancies found between MLS and assessor records.

Field Assessor MLS Match
Sqft 705 745
Year built 1,960 1,970
Match: address_exact (85.0% confidence) · Data as of Jun 1, 2026

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1970
Bedrooms
2
Full Bathrooms
1
Living Area
745 sq ft
Total Rooms
4
Stories
1
Entry Level
4

Open House Schedule

06
Jun
Saturday, June 6
1:30 PM - 3:00 PM EDT

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1970
Living Area 745 sq ft
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Baseboard, Unit Control
Cooling Window Unit(s)
Flooring Wood, Tile
Appliances Range, Dishwasher, Disposal, Refrigerator
Fireplace None
Basement N
Laundry None
Features Internet Available - Broadband, Elevator

Exterior

Construction Brick, Stone, Block
Architecture None
Roof Tar/gravel
Features Balcony
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Off Street, Deeded, Exclusive Parking
Total Spaces 1

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven

Financial

Annual Tax $3,931
Assessed Value $619,000

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Disposal, Refrigerator
Interior Features: Internet Available - Broadband, Elevator
Windows: Insulated Windows
Basement: N
Laundry:
Security: Intercom, TV Monitor

Construction & Materials

Year Built: 1970
Structure Type: Mid-Rise
Exterior Materials: Brick, Stone, Block
Roof: Tar/Gravel
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Unit Control
Heating Zones: 1
Cooling: Window Unit(s)
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Attached, Off Street, Deeded, Exclusive Parking

Location

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Neighborhood

Harvard Square

1643 Cambridge St # 42, Cambridge MA 02138

Cambridge, MA 02138

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

10 schools
C
Prospect Hill Academy Charter School
0.7 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
0.8 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
St. Peter Elementary School
1.1 mi
Grades PK-08
Cambridge Montessori School
1.4 mi
Grades PK-06
Cambridge Friends School
1.4 mi
Grades PK-08
Shady Hill School
1.5 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
1.6 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
2.2 mi
Grades 01-12
Fayerweather Street School
2.5 mi
Grades PK-08
A
John M Tobin School
0.4 mi | #137 of 824 | Score: 57.4
Dropped 34 spots from last year
-0.8 below state avg
291 students Very Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
0.6 mi
Grades 01-06
A-
Putnam Avenue Upper School
0.6 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
1.0 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.2 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
1.5 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
0.9 mi
Grades 07-12
NuVu Innovation School
0.9 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.4 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
Learn about these ratings

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $328
Homeowners Insurance $200
HOA Fee $614/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
1.2%
Price Range

Property Timeline

Price Reduced
May 12, 2026
$740,000 $9,000 (-1.2%)
From $749,000 to $740,000 (-1.2%)
🏠
Listed for Sale
Jan 20, 2026
$749,000
Original listing
Agent: Charles River Properties Group Office: Coldwell Banker Realty - Lexington

Price & Status History

Date Event Price Change
May 12, 2026 Price Changed $740,000 -$9,000
Jan 20, 2026 New Listing Added $749,000

Market Statistics

Days on Market
136 days
Price per Sq Ft
$993
Total Price Drop
-$9,000

Tax History

Year Taxes Assessment
2025 $3,931 $619,000

Financial Details

Annual Property Tax
$3,931
Tax Year 2025
HOA Fee
$614
Monthly
Assessed Value
$619,000

Listing Information

Listing Agent Charles River Properties Group
Listing Office Coldwell Banker Realty - Lexington
Agent MLS ID TM360905
Office MLS ID AN6216
Listing Data Updated May 16, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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