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15 Mcdonald Street, Spencer MA 01562

Spencer, MA 01562
$465,000
Est. $2,925/month
5
Beds
2
Baths
2,476
Sq Ft
$188
Price/Sq Ft
0.22
Acres
1880
Year Built
11 hours 58 minutes
Time on Market
Active Listed May 20, 2026 • MLS# 73521907 Copied!

About this home

Turnkey two-family home near the heart of Spencer offering incredible potential for investors and owner-occupants alike! This well-maintained property delivers space, versatility, & strong long-term potential. Unit 1 offers a bright living rm, dining rm w/ custom built-ins, spacious kitchen w/ S/S appliances, abundant cabinet space, laundry area, two first-floor bedrooms, full bath, & a covered front porch. The 2nd level adds a private 3rd bedroom for even more flexibility, ideal for guests or a home office, Unit 2 has a similar layout w/ a comfortable living rm, dining rm, kitchen, 2 bedrms, full bath, & its own covered porch. Need extra room? The spacious unfinished walk-up attic presents exciting possibilities for additional storage, a workspace or potential future living space. Separately metered electric, two hot water tanks, a new roof in 2024, & plenty of off-street parking complete this fantastic opportunity! A rare income-producing gem w/ owner-occupant appeal & room to grow!

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1880
Bedrooms
5
Full Bathrooms
2
Living Area
2,476 sq ft
Total Rooms
10
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1880
Living Area 2,476 sq ft
Lot Size 0.22 acres
Bedrooms 5
Full Baths 2
Total Rooms 10

Interior

Heating Forced Air, Natural Gas
Cooling None
Flooring Tile, Carpet, Laminate, Hardwood, Stone/ceramic Tile
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Concrete, Unfinished
Laundry None
Features Ceiling Fan(s), Bathroom With Shower Stall, Floored Attic, Walk-up Attic, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck, Deck - Wood

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 2

Utilities

Electric Circuit Breakers, 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,486
Assessed Value $382,100

Interior Features

Flooring: Tile, Carpet, Laminate, Hardwood, Stone/Ceramic Tile
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Bathroom with Shower Stall, Floored Attic, Walk-Up Attic, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: None
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch, Deck, Deck - Wood
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

15 Mcdonald Street, Spencer MA 01562

Spencer, MA 01562

Walkability

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Nearby Schools

School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

1 school
C-
Wire Village School
1.7 mi | #667 of 824 | Score: 37.5
Improved 6 spots from last year
-20.7 below state avg
430 students Moderate
Grades K-04
M

Middle Schools

1 school
D
Knox Trail Middle School
0.4 mi | #328 of 352 | Score: 28.5
Dropped 51 spots from last year
-29.7 below state avg
415 students Moderate
Grades 05-08
H

High Schools

1 school
C
David Prouty High School
0.9 mi | #271 of 346 | Score: 44.4
Dropped 26 spots from last year
-13.8 below state avg
306 students Moderate
13 sports • 482 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $374
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 20, 2026
$465,000
Original listing
Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
May 20, 2026 New Listing Added $465,000

Market Statistics

Time on Market
11 hours 58 minutes
Price per Sq Ft
$188

Tax History

Year Taxes Assessment
2025 $4,486 $382,100

Financial Details

Annual Property Tax
$4,486
Tax Year 2025
Assessed Value
$382,100

Listing Information

Listing Agent Talia LaPointe
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN237594
Office MLS ID AN3002
Listing Data Updated May 20, 2026 1:50 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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