149 Cross Street, Gardner MA 01440

Gardner, MA 01440

$549,900

Est. $3,471/month

Beds

Baths

2,648

Sq Ft

$208

Price/Sq Ft

0.17

Acres

1900

Year Built

3 Family - 3 Units Up/Down

Type

7 hours 11 minutes

Time on Market

Active Open House Listed Apr 14, 2026 • MLS# 73500982 Copied!

About this home

Well-maintained three-family property offering a fantastic opportunity for both investors and owner-occupants alike. The home has been cared for over the years, showcasing pride of ownership throughout. Each unit offers comfortable living space with practical layouts that appeal to a wide range of tenants. Plenty of off-street parking provides added convenience, a highly sought-after feature that enhances rental appeal. With solid condition and consistent upkeep, this property is ready for its next owner to step in and benefit from its income potential. Conveniently located near local amenities, shopping, and major routes, making it an easy choice for tenants and homeowners alike.

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Property Overview

Property Type

3 Family - 3 Units Up/Down

Listing Type

For Sale

Year Built

1900

Bedrooms

Full Bathrooms

Living Area

2,648 sq ft

Total Rooms

Stories

Levels

Open House Schedule

Apr

Saturday, April 18

11:00 AM - 1:00 PM EDT

Apr

Thursday, April 16

4:00 PM - 6:00 PM EDT

Facts & Features

2 Car Garage

Home Facts

Type Residential Income

Style 3 Family - 3 Units Up/Down

Year Built 1900

Living Area 2,648 sq ft

Lot Size 0.17 acres

Bedrooms 6

Full Baths 3

Total Rooms 14

Interior

Heating None

Cooling None

Flooring Wood, Vinyl, Carpet

Appliances Range, Microwave, Refrigerator

Fireplace None

Basement Full

Laundry None

Features Ceiling Fan(s), Living Room, Kitchen, Laundry Room

Exterior

Construction Frame

Architecture None

Roof Shingle

Features None

Pool None

Spa None

Fencing None

Patio/Porch Deck - Wood

Parking

Garage Spaces 2

Has Garage Yes

Features Off Street, On Street, Driveway

Total Spaces 12

Utilities

Electric 100 Amp Service

Water Public

Sewer Public Sewer

Gas None

Other None

Financial

Annual Tax $5,882

Assessed Value $409,600

Interior Features

Flooring: Wood, Vinyl, Carpet

Appliances: Range, Microwave, Refrigerator

Interior Features: Ceiling Fan(s), Living Room, Kitchen, Laundry Room

Windows:

Basement: Full

Laundry:

Security:

Construction & Materials

Year Built: 1900

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Stone, Brick/Mortar

Stories: 3

Heating, Cooling & Utilities

Heating:

Cooling:

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch: Deck - Wood

Fencing:

Other Structures:

Lot Features: Corner Lot

Road Surface:

Parking & Garage

Garage Spaces: 2

Total Parking Spaces: 12

Parking Features: Off Street, On Street, Driveway

Location

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Neighborhood

149 Cross Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District

Gardner School District local

⚠ School Safety 2024-25

5.8% Above Average

5.6% Suspensions 0.5% In-School 0.2% Emergency

↑ 0.3% above state avg

Elementary Schools

1 school

C-

Gardner Elementary School

0.8 mi | #669 of 824 | Score: 37.5

Improved 96 spots from last year

-20.7 below state avg

1,087 students Diverse

Rising School Diverse Student Body

Grades PK-04

Middle Schools

1 school

Gardner Middle School

1.0 mi | #338 of 352 | Score: 26.8

Dropped 7 spots from last year

-31.4 below state avg

514 students Diverse

Grades 05-07

High Schools

2 schools

Gardner Academy for Learning and Technology

0.3 mi | #331 of 346 | Score: 26.7

Improved 48 spots from last year

-31.6 below state avg

123 students Diverse

Early College Program Rising School Career Tech Programs

Grades 09-12

C+

Gardner High School

0.9 mi | #239 of 346 | Score: 47.5

Improved 74 spots from last year

-10.7 below state avg

808 students Diverse

15 sports • 820 athletes

Early College Program High Graduation Rate Rising School Career Tech Programs

Grades 08-12

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Property Tax $490

Homeowners Insurance $200

PMI (if <20% down) $0

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Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

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Property History

Property Timeline

🏠

Listed for Sale

Apr 14, 2026

$549,900

Original listing

Agent: Justin Melo Office: LAER Realty Partners

Date	Event	Price	Change	$/sqft	Details
04/14/2026	🏠 Listed for Sale	$549,900	-	-	Original listing

Price & Status History

Date	Event	Price	Change
Apr 14, 2026	New Listing Added	$549,900	—

Market Statistics

Time on Market

7 hours 11 minutes

Price per Sq Ft

$208

Tax History

Year	Taxes	Assessment
2025	$5,882	$409,600

Financial Details

Annual Property Tax

$5,882

Tax Year 2025

Assessed Value

$409,600

Listing Information

Listing Agent Justin Melo

Listing Office LAER Realty Partners

Agent MLS ID CT007602

Office MLS ID AN1199

Listing Data Updated Apr 14, 2026 8:55 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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149 Cross Street, Gardner MA 01440

About this home

Property Overview

Open House Schedule

Facts & Features

Home Facts

Interior

Exterior

Parking

Utilities

Financial

Interior Features

Construction & Materials

Heating, Cooling & Utilities

Exterior & Lot

Parking & Garage

Location

Neighborhood

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Elementary Schools

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High Schools

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