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131 Pearl St, Gardner MA 01440

Gardner, MA 01440 • South Gardner
$550,000
Est. $3,435/month
3
Beds
2
Baths
1,996
Sq Ft
$276
Price/Sq Ft
0.37
Acres
1870
Year Built
14 hours 15 minutes
Time on Market
Active Open House Listed Jun 11, 2026 • MLS# 73534494 Copied!

About this home

Completely renovated from top to bottom, this stunning South Gardner home seamlessly blends modern updates with timeless charm. Every detail has been thoughtfully refreshed, offering a truly move-in ready opportunity. The bright and inviting interior features a functional floor plan, beautifully updated finishes, fresh paint, new flooring, and abundant natural light throughout. The spacious bedrooms provide comfort and flexibility, while the updated kitchen and bathrooms deliver modern style and convenience. Major improvements throughout the property offer peace of mind for years to come. Conveniently located near downtown Gardner, schools, parks, shopping, restaurants, and Route 2, this home is ideal for commuters and anyone seeking a turnkey property. Whether you're a first-time homebuyer or simply looking for a beautifully renovated home, 131 Pearl Street is must-see.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1870
Bedrooms
3
Full Bathrooms
2
Living Area
1,996 sq ft
Total Rooms
5

Open House Schedule

20
Jun
Saturday, June 20
11:00 AM - 1:00 PM EDT

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1870
Living Area 1,996 sq ft
Lot Size 0.37 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Electric Baseboard, Active Solar
Cooling Window Unit(s)
Flooring Wood, Laminate
Appliances Gas Water Heater, Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full
Laundry Electric Dryer Hookup
Features Internet Available - Unknown

Exterior

Construction Brick, Stone
Architecture Colonial, Cape, Craftsman
Roof Shingle
Features Porch, Deck, Deck - Wood, Patio
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck, Deck - Wood, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Paved
Total Spaces 6

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer

Financial

Annual Tax $5,450
Assessed Value $379,500

Interior Features

Flooring: Wood, Laminate
Appliances: Gas Water Heater, Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Washer, Dryer
Interior Features: Internet Available - Unknown
Windows: Insulated Windows
Basement: Full
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Style: Colonial, Cape, Craftsman
Year Built: 1870
Structure Type:
Exterior Materials: Brick, Stone
Roof: Shingle
Foundation: Concrete Perimeter, Brick/Mortar

Heating, Cooling & Utilities

Heating: Electric Baseboard, Active Solar
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Deck - Wood, Patio
Patio & Porch: Porch, Deck, Deck - Wood, Patio
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Public School, University

Location

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Neighborhood

South Gardner

131 Pearl St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
C-
Gardner Elementary School
0.4 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.0 mi
Grades K-08
M

Middle Schools

1 school
F
Gardner Middle School
0.6 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.2 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
0.5 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $454
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 11, 2026
$550,000
Original listing
Office: Cornerstone Realty Inc

Price & Status History

Date Event Price Change
Jun 11, 2026 New Listing Added $550,000

Market Statistics

Time on Market
14 hours 15 minutes
Price per Sq Ft
$276

Tax History

Year Taxes Assessment
2025 $5,450 $379,500

Financial Details

Annual Property Tax
$5,450
Tax Year 2025
Assessed Value
$379,500

Listing Information

Listing Agent Raissa Xavier
Listing Office Cornerstone Realty Inc
Agent MLS ID CN257724
Office MLS ID AN9444
Listing Data Updated Jun 11, 2026 12:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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