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130 Cottage St, Franklin MA 02038

Franklin, MA 02038 • Downtown
$525,000
Est. $3,306/month
3
Beds
1.5
Baths
1,285
Sq Ft
$409
Price/Sq Ft
0.16
Acres
1850
Year Built
Single Family Residence
Type
11 hours 33 minutes
Time on Market
Active Open House Listed Apr 15, 2026 • MLS# 73502205 Copied!

About this home

Location is everything! This charming 3-bed, 1.5-bath home offers freshly painted living space right in the heart of Franklin. Enjoy peace of mind with extensive recent updates, including new carpets (2026) in the living room & bedrooms, new lighting fixtures, and a new back door (2026). The kitchen features a newer dishwasher and stove, plus updated flooring. Major essentials have been handled, from the main roof (2019) to the energy-efficient mini-splits for cooling. Imagine walking just minutes to grab dinner at The Rome, taking the kids to the Children’s Museum, or catching the Commuter Rail for a stress-free trip to Boston. The property features a detached 1-car garage and a fully fenced backyard, perfect for summer BBQs. If you’ve been looking for that "walk-to-everything" lifestyle with all the big projects already done, this is the one. Come see why life on Cottage St is so special!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1850
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,285 sq ft
Total Rooms
7

Open House Schedule

19
Apr
Sunday, April 19
11:00 AM - 1:00 PM EDT
18
Apr
Saturday, April 18
11:00 AM - 12:30 PM EDT
16
Apr
Thursday, April 16
4:00 PM - 6:00 PM EDT

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1850
Living Area 1,285 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Oil, Ductless
Cooling Ductless
Flooring Wood, Vinyl, Carpet, Flooring - Wall To Wall Carpet
Appliances Leased Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Unfinished
Laundry None
Features Home Office

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,413
Assessed Value $465,800

Interior Features

Flooring: Wood, Vinyl, Carpet, Flooring - Wall to Wall Carpet
Appliances: Leased Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Home Office
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1850
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Granite

Heating, Cooling & Utilities

Heating: Forced Air, Oil, Ductless
Heating Zones: 4
Cooling: Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Fenced Yard
Patio & Porch:
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Paved Drive, Off Street, Paved

Location

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Neighborhood

Downtown

130 Cottage St, Franklin MA 02038

Franklin, MA 02038

Walkability

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Nearby Schools

School District
Franklin School District local
A
🎓 Where Graduates Go Class of 2021
84% attend college
79% 4-Year 5% 2-Year 45% Out of State 4% Working
✓ School Safety 2024-25
0.7% Low
0.7% Suspensions 1.7% In-School
↓ 4.8% below state avg
E

Elementary Schools

7 schools
Amego School
1.0 mi
Grades PK-12
A
Benjamin Franklin Classical Charter Public School
1.8 mi | #64 of 352 | Score: 54.5
Improved 16 spots from last year
-3.7 below state avg
898 students Diverse
Grades K-08
Franklin Early Childhood Development Center
0.9 mi
142 students Diverse
Diverse Student Body
Grades PK
Lincoln Street K-2 Elementary School
2.0 mi
Grades K-02
Lincoln Street 3-5 Elementary School
2.0 mi
Grades 03-05
Washington Street K-2 Elementary School
2.1 mi
Grades K-02
Washington Street 3-5 Elementary School
2.1 mi
Grades 03-05
M

Middle Schools

1 school
Franklin Middle School
0.9 mi
Grades 06-08
H

High Schools

2 schools
A
Franklin High School
1.1 mi | #57 of 346 | Score: 66.1
Improved 35 spots from last year
+7.9 above state avg
1,453 students Moderate
18 sports • 2,232 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
A-
Tri-County Regional Vocational Technical
1.5 mi | #92 of 346 | Score: 60.8
Improved 46 spots from last year
+2.6 above state avg
1,000 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $451
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 15, 2026
$525,000
Original listing
Agent: Chris Rao Office: Berkshire Hathaway HomeServices Page Realty

Price & Status History

Date Event Price Change
Apr 15, 2026 New Listing Added $525,000 —

Market Statistics

Time on Market
11 hours 33 minutes
Price per Sq Ft
$409

Tax History

Year Taxes Assessment
2025 $5,413 $465,800

Financial Details

Annual Property Tax
$5,413
Tax Year 2025
Assessed Value
$465,800

Listing Information

Listing Agent Chris Rao
Listing Office Berkshire Hathaway HomeServices Page Realty
Agent MLS ID CT003175
Office MLS ID AN1504
Listing Data Updated Apr 15, 2026 2:44 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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