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128 Derby St, Worcester MA 01604

Worcester, MA 01604
$524,900
Est. $3,347/month
3
Beds
2
Baths
2,165
Sq Ft
$242
Price/Sq Ft
0.16
Acres
1981
Year Built
54
Days on Market
Pending Listed Apr 2, 2026 • MLS# 73495125 Copied!

About this home

Welcome to a split-level that truly overdelivers. The main level unfolds seamlessly, where living and dining spaces connect to a fully custom kitchen with stone surfaces, layered countertops, tailored cabinetry, and built-in seating—centered around a sun-filled great room that naturally draws people together. Three well-positioned bedrooms and two full baths offer comfort without compromise, complemented by hardwood floors and integrated storage throughout. The lower level adds a second living experience, with a wet bar and comfortable retreat space designed for entertaining or unwinding, along with a dedicated office, laundry, and storage. Outside, an expansive deck—accessed from both the kitchen and primary bedroom—overlooks a landscaped yard designed for quiet mornings or relaxed evenings. Set just minutes from Worcester’s amenities, it delivers a level of space, finish, and everyday livability that stands apart.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1981
Bedrooms
3
Full Bathrooms
2
Living Area
2,165 sq ft
Total Rooms
6

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1981
Living Area 2,165 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Baseboard, Electric Baseboard, Natural Gas
Cooling Wall Unit(s)
Flooring Tile, Vinyl, Hardwood, Flooring - Vinyl
Appliances Gas Water Heater, Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer, Dryer, Wine Refrigerator
Fireplace Wood / Coal / Pellet Stove
Basement Full, Finished, Interior Entry, Garage Access
Laundry Flooring - Stone/ceramic Tile, Electric Dryer Hookup, Washer Hookup, In Basement
Features Wet Bar, Office, Bonus Room, Wet Bar

Exterior

Construction Conventional (2x4-2x6)
Architecture Raised Ranch
Roof Shingle
Features Porch, Deck, Rain Gutters, Hot Tub/spa, Garden
Pool None
Spa Private
Fencing None
Patio/Porch Porch, Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Garage Door Opener, Stone/gravel, Paved
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $5,917
Assessed Value $454,500

Interior Features

Flooring: Tile, Vinyl, Hardwood, Flooring - Vinyl
Appliances: Gas Water Heater, Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer, Dryer, Wine Refrigerator
Interior Features: Wet bar, Office, Bonus Room, Wet Bar
Windows:
Basement: Full, Finished, Interior Entry, Garage Access
Laundry: Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 1981
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Electric Baseboard, Natural Gas
Heating Zones: 4
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Rain Gutters, Hot Tub/Spa, Garden
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Garage Door Opener, Stone/Gravel, Paved

Location

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Neighborhood

128 Derby St, Worcester MA 01604

Worcester, MA 01604

Walkability

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Nearby Schools

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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $493
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
May 16, 2026
Active → Active Under Contract
Pending Sale
May 13, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
May 3, 2026
New showing requirements
👁️
Showing Instructions Updated
Apr 25, 2026
New showing requirements
Back On Market
Apr 24, 2026
Active
📋
Status: Active under contract
Apr 16, 2026
Active → Active Under Contract
🏠
Listed for Sale
Apr 2, 2026
$524,900
Original listing
Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
May 16, 2026 Status: Active under contract $0
Apr 16, 2026 Status: Active under contract $0
Apr 2, 2026 New Listing Added $524,900

Market Statistics

Days on Market
54 days
Price per Sq Ft
$242

Tax History

Year Taxes Assessment
2025 $5,917 $454,500

Financial Details

Annual Property Tax
$5,917
Tax Year 2025
Assessed Value
$454,500

Listing Information

Listing Agent Anthony Romeo
Listing Office Lamacchia Realty, Inc.
Agent MLS ID K8001582
Office MLS ID AN3002
Listing Data Updated May 27, 2026 3:04 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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