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12 Oak Lane, Spencer MA 01562

Spencer, MA 01562
$475,000
Est. $2,951/month
2
Beds
1
Baths
1,276
Sq Ft
$372
Price/Sq Ft
0.28
Acres
1958
Year Built
13 hours 47 minutes
Time on Market
Active Listed Jun 9, 2026 • MLS# 73532202 Copied!

About this home

Experience the best of waterfront living in this charming, completely renovated one-level home with over 50 feet of frontage on beautiful Thompson Pond, a full recreational lake. Spend your days boating, fishing, kayaking, or simply soaking in the peaceful surroundings from your private dock and spacious deck. Inside, the open-concept layout is warm and inviting, featuring an updated kitchen, gorgeous hardwood floors, and an expansive dining area, perfect for gathering with family and friends. French doors lead to a step-down living room with sliders opening to the deck, where breathtaking sunset views over the water create the perfect backdrop every evening. An added bonus is the separate parking lot across the street—included in the lot size, assessment, and taxes—providing plenty of space for your boat, trailer, and all your lake toys. Bring your boat, your fishing pole, and your sense of adventure—your waterfront lifestyle starts here!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1958
Bedrooms
2
Full Bathrooms
1
Living Area
1,276 sq ft
Total Rooms
5

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1958
Living Area 1,276 sq ft
Lot Size 0.28 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Oil
Cooling None
Flooring Hardwood
Appliances Water Heater, Range, Oven, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Dirt Floor, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Ranch, Bungalow
Roof Shingle
Features Deck - Wood, Covered Patio/deck
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood, Covered

Parking

Features Paved Drive, Off Street, Driveway
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,063
Assessed Value $346,100
HOA Yes
HOA Fee $125
HOA Frequency Annually

Interior Features

Flooring: Hardwood
Appliances: Water Heater, Range, Oven, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Dirt Floor, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Ranch, Bungalow
Year Built: 1958
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Covered Patio/Deck
Patio & Porch: Deck - Wood, Covered
Fencing:
Other Structures:
Lot Features: Level
Road Frontage: 50.00 ft
Road Surface: Unimproved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Driveway

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Direct Access, Beach Access, Lake/Pond, Walk to, 1/10 to 3/10 To Beach, Beach Ownership(Private)
View: Yes
View Type: Scenic View(s)
Community Amenities: Shopping, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, House of Worship, Public School

Location

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Neighborhood

12 Oak Lane, Spencer MA 01562

Spencer, MA 01562

Walkability

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Nearby Schools

School District
Spencer-East Brookfield School District local
F

No schools found within 5 miles

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $339
Homeowners Insurance $200
HOA Fee $10/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 9, 2026
$475,000
Original listing
Agent: Mary Stolarczyk Office: RE/MAX Vision

Price & Status History

Date Event Price Change
Jun 9, 2026 New Listing Added $475,000

Market Statistics

Time on Market
13 hours 47 minutes
Price per Sq Ft
$372

Tax History

Year Taxes Assessment
2025 $4,063 $346,100

Financial Details

Annual Property Tax
$4,063
Tax Year 2025
HOA Fee
$125
Annually
Assessed Value
$346,100

Listing Information

Listing Agent Mary Stolarczyk
Listing Office RE/MAX Vision
Agent MLS ID K9500888
Office MLS ID K95622
Listing Data Updated Jun 9, 2026 5:38 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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