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1086 S Main St, Palmer MA 01069

Palmer, MA 01069
$315,000
Est. $2,133/month
3
Beds
1
Baths
1,224
Sq Ft
$257
Price/Sq Ft
1.11
Acres
1989
Year Built
10 hours 11 minutes
Time on Market
Active Open House Listed Apr 23, 2026 • MLS# 73506553 Copied!

About this home

Set along the scenic Quaboag River, 1086 S. Main Street offers a rare opportunity to create a home that’s truly your own. Situated on over an acre, this 3-bedroom Cape provides more than 1,200 square feet of living space with a functional layout ready for your vision. A partially finished basement adds valuable flexibility, ideal for additional living space, a home office, or storage. The setting is where this property truly stands out. Enjoy a spacious yard, direct river access, and peaceful sunsets from the back deck, all while taking in the natural surroundings and local wildlife. Conveniently located near major routes and everyday essentials, this home blends privacy, potential, and accessibility, an excellent opportunity for homeownership with room to grow.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1989
Bedrooms
3
Full Bathrooms
1
Living Area
1,224 sq ft
Total Rooms
5

Open House Schedule

25
Apr
Saturday, April 25
11:00 AM - 12:30 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1989
Living Area 1,224 sq ft
Lot Size 1.11 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Partially Finished, Interior Entry, Concrete
Laundry In Basement
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck - Wood, Rain Gutters, Storage, Screens, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck - Wood

Parking

Features Paved Drive, Off Street, Tandem, Stone/gravel, Paved
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,086
Assessed Value $225,100

Interior Features

Flooring:
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows: Screens
Basement: Full, Partially Finished, Interior Entry, Concrete
Laundry: In Basement
Security:

Construction & Materials

Style: Cape
Year Built: 1989
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters, Storage, Screens, Fenced Yard
Patio & Porch: Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Wooded, Cleared, Level, Sloped
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Tandem, Stone/Gravel, Paved

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Stream, Navigable Water, River, Frontage, Walk to, Access, Creek, Direct Access
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Highway Access, House of Worship, Public School, Sidewalks

Location

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Neighborhood

1086 S Main St, Palmer MA 01069

Palmer, MA 01069

Walkability

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Nearby Schools

School District
Palmer School District local
C-
School Safety 2024-25
6.6% Above Average
5.7% Suspensions 0.5% In-School 0.9% Emergency
1.1% above state avg
E

Elementary Schools

1 school
C-
Old Mill Pond School
3.0 mi | #702 of 824 | Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students Moderate
Grades PK-06
H

High Schools

2 schools
B-
Palmer High School
3.0 mi | #200 of 346 | Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students Moderate
15 sports • 550 athletes
Rising School College Ready Curriculum Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
3.2 mi | #265 of 346 | Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students Less Diverse
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $341
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 23, 2026
$315,000
Original listing
Agent: Danielle Dube Office: RE/MAX Right Choice

Price & Status History

Date Event Price Change
Apr 23, 2026 New Listing Added $315,000

Market Statistics

Time on Market
10 hours 11 minutes
Price per Sq Ft
$257

Tax History

Year Taxes Assessment
2025 $4,086 $225,100

Financial Details

Annual Property Tax
$4,086
Tax Year 2025
Assessed Value
$225,100

Listing Information

Listing Agent Danielle Dube
Listing Office RE/MAX Right Choice
Agent MLS ID CN227410
Office MLS ID AN5570
Listing Data Updated Apr 23, 2026 3:13 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Palmer, MA

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