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Cost of Living in Waltham, MA — June 2026

What it costs to buy and own a home in Waltham, Massachusetts — prices, monthly payments, and property taxes.

Updated June 2026 · Live MLS data
Median Home Price
$845K
Est. Monthly Payment
$4,384
Price / Sq Ft
$480
Property Tax Rate
$9.82/$1k
Est. Monthly Tax
$691

Cost of Living in Waltham

The biggest cost-of-living factor in Waltham, Massachusetts is housing. The median home is priced around $845K, or about $480 per square foot.

With 20% down on a median-priced home, the estimated monthly mortgage payment (principal and interest) is about $4,384, plus roughly $691 per month in property taxes. Rates and down payment change this figure significantly.

Waltham's FY2025 residential property tax rate is $9.82 per $1,000 of assessed value. Combined with home prices, that gives a clear picture of the monthly cost of owning in Waltham.

Browse homes for sale in Waltham → See every active listing with photos, pricing, and full details.

Frequently Asked Questions

How much does it cost to buy a home in Waltham, MA?

The median home in Waltham is about $845K. With 20% down, the estimated monthly mortgage (principal & interest) is around $4,384.

What are property taxes like in Waltham?

Waltham's FY2025 residential rate is $9.82 per $1,000 — roughly $691 per month on a median-priced home.

Is Waltham an expensive place to live?

Housing is the main driver. At a $845K median price, Waltham is best compared against nearby towns — browse current listings to see your options.

Market figures are derived from live MLS data and are provided for informational purposes only. They are not an appraisal or a guarantee of value. Last updated June 2026.