Cost of Living in Phillipston
The biggest cost-of-living factor in Phillipston, Massachusetts is housing. The median home is priced around $597K, or about $310 per square foot.
With 20% down on a median-priced home, the estimated monthly mortgage payment (principal and interest) is about $3,100, plus roughly $561 per month in property taxes. Rates and down payment change this figure significantly.
Phillipston's FY2025 residential property tax rate is $11.27 per $1,000 of assessed value. Combined with home prices, that gives a clear picture of the monthly cost of owning in Phillipston.