How Can We Help?

While 20% is traditional, many loan programs allow 3-10% down. FHA loans require just 3.5%, and VA loans offer 0% down for eligible veterans. We can connect you with lenders to explore your options based on your financial situation.

Yes, we highly recommend it. Pre-approval shows sellers you’re a serious, qualified buyer and helps you understand your budget. In competitive markets like Boston, offers without pre-approval are often rejected.

Typically, our buyer services cost you nothing — the seller usually pays both agents’ commissions. We’ll explain exactly how compensation works before we start working together so there are no surprises.

On average, 30-60 days from accepted offer to closing. The search itself varies — some clients find their home in days, others take months. We work at your pace and are patient until you find the right fit.

Buyer closing costs in MA typically range from 2-5% of the purchase price and include lender fees, attorney fees, title insurance, recording fees, and prepaid items like taxes and insurance. Use our Closing Cost Calculator to estimate your costs.

We conduct a Comparative Market Analysis (CMA) that examines recent sales of similar homes, current competition, market trends, and your home’s unique features. This data-driven approach ensures accurate, competitive pricing.

Massachusetts charges sellers a transfer tax (stamp tax) of $4.56 per $1,000 of the sale price. On a $500,000 sale, this would be $2,280. This is automatically calculated in our Net Proceeds Calculator.

Our average days on market is 21 days, compared to the market average. Timing depends on pricing, condition, location, and market conditions. We’ll give you a realistic timeline during our consultation.

Our comprehensive marketing includes professional photography, video tours, 3D virtual tours, drone footage, staging consultation, MLS listing, syndication to 100+ websites, social media campaigns, email marketing, and open houses. View our full Marketing Presentation.

It depends on the repair. Some improvements provide strong ROI (fresh paint, landscaping, minor repairs), while others may not be worth the investment. We provide specific recommendations during our consultation based on your home and market conditions.

Boston rentals often require first month’s rent, last month’s rent, security deposit (one month), and sometimes a broker fee (one month). For a $3,000/month apartment, this could mean $12,000 upfront. Some landlords offer reduced fees.

For September 1st moves (the most common), start 60-90 days ahead. Boston’s rental market moves fast, especially for desirable units. For off-cycle moves, you may have more time but fewer options.

Typically you’ll need: government ID, proof of income (pay stubs or offer letter), bank statements, credit report, references from previous landlords, and a completed application. Strong applications win in competitive situations.

In the Boston area, cap rates typically range from 4-7% depending on neighborhood and property type. While lower than some markets, Boston offers strong appreciation potential and tenant demand. Use our Investment Calculator to analyze deals.

Cash-on-cash return measures annual pre-tax cash flow relative to total cash invested. A 10% cash-on-cash return means you’re earning $10,000 annually on a $100,000 investment. It’s a key metric for comparing investment opportunities.

Yes! We work with investors on 2-4 unit multi-family properties, which can be financed with residential loans. House hacking (living in one unit, renting others) is a popular strategy for first-time investors in Boston.