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97 Madison St, New Bedford MA 02740

New Bedford, MA 02740 • Center
$819,900
Est. $5,029/month
4
Beds
4.5
Baths
3,419
Sq Ft
$240
Price/Sq Ft
0.16
Acres
1875
Year Built
Single Family Residence
Type
6 hours 13 minutes
Time on Market
Active Open House Listed Mar 23, 2026 • MLS# 73490163 Copied!

About this home

Welcome to the elegant 97 Madison St in New Bedford - a historic gem built in 1875 & owned by Samuel Hudson Cook who established Paul Dixon & Cook Insurance - a maritime insurance agency. Located just outside of Downtown New Bedford, this magnificent home is a superb example of Stick Style architecture, characterized by its ornate roof lines, bay windows, & the unique shed-style hoods above shuttered windows. Inside you will discover a sunlit interior decorated with period details including marble fireplaces, refined crown moldings, ceiling medallions, & original flooring - all reflecting the home's authentic charm. Three of the bedrooms offer a contemporary en suite bathroom maximizing ease of living. The home also features an additional fourth/guest bedroom, & a walk up attic with expansion possibilities. Enjoy outdoor living on the inviting front porch or private backyard patio. Come and appreciate this extraordinary residence and located on one of the city’s loveliest streets.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1875
Bedrooms
4
Full Bathrooms
4
Half Bathrooms
1
Living Area
3,419 sq ft
Total Rooms
8

Open House Schedule

29
Mar
Sunday, March 29
10:30 AM - 12:30 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1875
Living Area 3,419 sq ft
Lot Size 0.16 acres
Bedrooms 4
Full Baths 4
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Natural Gas
Cooling None
Flooring Tile, Vinyl, Carpet, Laminate, Hardwood, Flooring - Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Refrigerator
Fireplace Dining Room, Family Room, Living Room, Master Bedroom, Bedroom
Fireplaces 6
Basement Full, Walk-out Access
Laundry Dryer Hookup - Electric, Bathroom - Full, Flooring - Laminate, Electric Dryer Hookup, Lighting - Sconce, Second Floor, Washer Hookup
Features Bathroom - Full, Bathroom - With Tub & Shower, Wainscoting, Lighting - Overhead, Bathroom - 1/4, Lighting - Pendant, Decorative Molding, Closet, Pantry, Countertops - Stone/granite/solid, Lighting - Sconce, Vestibule, Bathroom, Entry Hall, Foyer, Walk-up Attic

Exterior

Construction Frame
Architecture Victorian
Roof Slate
Features Porch, Patio, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Patio

Parking

Features Paved Drive, Off Street, On Street, Paved
Total Spaces 2

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $8,192
Assessed Value $724,300

Interior Features

Flooring: Tile, Vinyl, Carpet, Laminate, Hardwood, Flooring - Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Bathroom - Full, Bathroom - With Tub & Shower, Wainscoting, Lighting - Overhead, Bathroom - 1/4, Lighting - Pendant, Decorative Molding, Closet, Pantry, Countertops - Stone/Granite/Solid, Lighting - Sconce, Vestibule, Bathroom, Entry Hall, Foyer, Walk-up Attic
Windows:
Basement: Full, Walk-Out Access
Laundry: Dryer Hookup - Electric, Bathroom - Full, Flooring - Laminate, Electric Dryer Hookup, Lighting - Sconce, Second Floor, Washer Hookup
Security:

Construction & Materials

Style: Victorian
Year Built: 1875
Structure Type:
Exterior Materials: Frame
Roof: Slate
Foundation: Granite

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Rain Gutters, Fenced Yard
Patio & Porch: Porch, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, On Street, Paved

Special Features

Fireplaces: 6
Fireplace Type: Dining Room, Family Room, Living Room, Master Bedroom, Bedroom
Community Amenities: Public Transportation, Shopping, Park, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, Sidewalks

Location

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Neighborhood

Center

97 Madison St, New Bedford MA 02740

New Bedford, MA 02740

Walkability

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Nearby Schools

School District
New Bedford School District local
C-
🎓 Where Graduates Go Class of 2021
31% attend college
13% 4-Year 18% 2-Year 4% Out of State 9% Working
⚠ School Safety 2024-25
6.0% Above Average
4.2% Suspensions 1.0% In-School 1.8% Emergency
↑ 0.5% above state avg
E

Elementary Schools

10 schools
St. James-St. John School
0.2 mi
Grades PK-08
Holy Family-Holy Name School
0.5 mi
Grades PK-08
B+
Trinity Day Academy
0.7 mi | #149 of 346 | Score: 72.4
Same rank as last year
93 students Diverse
College Ready Curriculum Diverse Student Body
Grades 04-12
Child and Family Services
0.8 mi
Grades K-12
C
Global Learning Charter Public School
2.0 mi | #263 of 346 | Score: 45.1
Improved 7 spots from last year
-13.1 below state avg
508 students Diverse
High Graduation Rate College Ready Curriculum Diverse Student Body
Grades 05-12
Nazarene Christian Academy
2.2 mi
Grades PK-12
C+
Alma del Mar Charter School
2.4 mi | #234 of 352 | Score: 37.7
Improved 34 spots from last year
-20.5 below state avg
1,042 students Diverse
Rising School
Grades K-08
All Saints Catholic School
3.6 mi
Grades PK-08
C-
Sgt. William H. Carney Memorial Academy Elementary School
0.4 mi | #706 of 824 | Score: 35.2
Improved 110 spots from last year
-23 below state avg
618 students Very Diverse
Rising School Diverse Student Body
Grades K-05
C-
Alfred J Gomes School
0.5 mi | #676 of 824 | Score: 37.1
Improved 102 spots from last year
-21.1 below state avg
623 students Moderate
Rising School
Grades PK-05
M

Middle Schools

5 schools
Nativity Prep School
0.2 mi
Grades 05-08
Our Sisters' School
1.3 mi
Grades 05-06
C-
Keith Middle School
1.5 mi | #306 of 352 | Score: 30.8
Dropped 17 spots from last year
-27.4 below state avg
949 students Diverse
Diverse Student Body
Grades 06-08
C-
Roosevelt Middle School
1.7 mi | #307 of 352 | Score: 30.8
Improved 41 spots from last year
-27.4 below state avg
759 students Diverse
Rising School Diverse Student Body
Grades 06-08
C-
Normandin Middle School
3.5 mi | #291 of 352 | Score: 32.1
Improved 13 spots from last year
-26.1 below state avg
990 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
F
Whaling City Junior/Senior High School
0.3 mi | #337 of 346 | Score: 21.7
Improved 17 spots from last year
-36.5 below state avg
200 students Diverse
College Ready Curriculum Diverse Student Body
Grades 06-12
C
New Bedford High School
1.2 mi | #261 of 346 | Score: 45.3
Improved 40 spots from last year
-12.9 below state avg
2,878 students Diverse
19 sports • 1,326 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
C+
Greater New Bedford Vocational Technical High School
4.2 mi | #230 of 346 | Score: 48.4
Dropped 41 spots from last year
-9.8 below state avg
2,151 students Diverse
19 sports • 1,754 athletes
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $683
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 23, 2026
$819,900
Original listing
Agent: The Mathew J. Arruda Group Office: Compass

Price & Status History

Date Event Price Change
Mar 23, 2026 New Listing Added $819,900 —

Market Statistics

Time on Market
6 hours 13 minutes
Price per Sq Ft
$240

Tax History

Year Taxes Assessment
2025 $8,192 $724,300

Financial Details

Annual Property Tax
$8,192
Tax Year 2025
Assessed Value
$724,300

Listing Information

Listing Agent The Mathew J. Arruda Group
Listing Office Compass
Agent MLS ID TM344405
Office MLS ID AN2383
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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