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90 Cambridge St, Springfield MA 01109

Springfield, MA 01109
$295,000
Est. $1,878/month
3
Beds
2
Baths
1,504
Sq Ft
$196
Price/Sq Ft
0.18
Acres
1896
Year Built
82
Days on Market
Pending Price Drop -$10,000 Listed Nov 5, 2025 • MLS# 73451845 Copied!

About this home

Seller is offering a closing cost credit with the right offer—an opportunity to reduce your upfront expenses on a beautifully renovated home. This 3-bedroom, 2-bathroom residence features a finished third floor with two bonus rooms, ideal for a home office, guest space, or flexible living. The main level offers a bright open-concept living and dining area leading into a gorgeous brand-new kitchen with quartz countertops, stainless steel appliances, a large island, and modern light fixtures. Both bathrooms are fully renovated with contemporary finishes. Major system upgrades include all-new electrical and plumbing, updated flooring throughout, Wi-Fi–connectable hot water, and a newer roof. Outside, enjoy an updated front porch with composite decking, an inviting stone wall, and great curb appeal. This home delivers the feel of new construction with the benefit of a motivated seller.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1896
Bedrooms
3
Full Bathrooms
2
Living Area
1,504 sq ft
Total Rooms
6

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1896
Living Area 1,504 sq ft
Lot Size 0.18 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Flooring - Wall To Wall Carpet
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement Full
Laundry In Basement
Features Bonus Room

Exterior

Construction None
Architecture Colonial
Roof None
Features Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch None

Parking

Features Paved Drive, Off Street
Total Spaces 3

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $2,234
Assessed Value $142,500

Interior Features

Flooring: Flooring - Wall to Wall Carpet
Appliances: Range, Dishwasher, Refrigerator
Interior Features: Bonus Room
Windows:
Basement: Full
Laundry: In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1896
Structure Type:
Exterior Materials:
Roof:
Foundation: Block

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Fenced Yard
Patio & Porch:
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

90 Cambridge St, Springfield MA 01109

Springfield, MA 01109

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

3 schools
D
The Springfield Virtual School
0.5 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
Margaret C Ells School
0.6 mi
141 students Moderate
Grades PK
F
William N. DeBerry School
0.6 mi | #807 of 824 | Score: 26.5
Improved 10 spots from last year
-31.7 below state avg
483 students Moderate
Grades PK-05
M

Middle Schools

3 schools
C+
STEM Middle Academy
0.6 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
C
Van Sickle Prep School
1.2 mi | #13 of 16 | Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.2 mi | #10 of 16 | Score: 28.3
Improved 340 spots from last year
-29.9 below state avg
262 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
F
Springfield International Academy at Sci-Tech
0.7 mi | #338 of 346 | Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
C-
Springfield High School of Science and Technology
0.7 mi | #306 of 346 | Score: 37.1
Improved 4 spots from last year
-21.1 below state avg
1,091 students Moderate
13 sports • 870 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
0.7 mi | #6 of 25 | Score: 48.8
Improved 257 spots from last year
-9.4 below state avg
1,382 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $186
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
1.6%
Price Range

Property Timeline

Pending Sale
Jan 10, 2026
Offer accepted, sale pending
Price Reduced
Dec 29, 2025
$295,000 $4,900 (-1.63%)
From $299,900 to $295,000 (-1.6%)
🏠
Listed for Sale
Nov 5, 2025
$295,000
Original listing
Agent: Kristin O'Connor Office: HB Real Estate, LLC
🏠
Listed for Sale
Nov 5, 2025
$295,000
Original listing
Agent: Kristin O'Connor Office: HB Real Estate, LLC
🏠
Listed for Sale
Nov 5, 2025
$299,900
Original listing
Office: HB Real Estate, LLC

Price & Status History

Date Event Price Change
Dec 29, 2025 Price Changed $295,000 -$4,900
Nov 5, 2025 New Listing Added $295,000
Nov 5, 2025 New Listing Added $295,000
Nov 5, 2025 New Listing Added $299,900

Market Statistics

Days on Market
82 days
Price per Sq Ft
$196
Total Price Drop
-$10,000

Tax History

Year Taxes Assessment
2025 $2,234 $142,500

Financial Details

Annual Property Tax
$2,234
Tax Year 2025
Assessed Value
$142,500

Listing Information

Listing Agent Kristin O'Connor
Listing Office HB Real Estate, LLC
Agent MLS ID M8000710
Office MLS ID AN8438
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Springfield, MA

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