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86 E Main St, Ayer MA 01432

Ayer, MA 01432 • Ayer
$489,900
Est. $3,037/month
2
Beds
2
Baths
1,996
Sq Ft
$245
Price/Sq Ft
0.16
Acres
1975
Year Built
11 hours 7 minutes
Time on Market
Active Listed Mar 25, 2026 • MLS# 73490067 Copied!

About this home

A wonderful, raised ranch in a great commuter location. Seller has made many improvements to this property. The first floor has beautiful hardwood floors. The home has a large living room which is open to an eat in kitchen, a large island, granite countertop and SS appliances. Also on that floor are two bedrooms with access to laundry area and a full bathroom with walk in shower. Downstairs you will find a family room with luxury vinyl plank and a pellet stove to keep the whole house warm, a kitchenette with an extra stove, dishwasher, sink and refrigerator for movie nights. In the lower level there is a large home office and a craft room with closets and newly tiled floors and another full bath with shower. Two driveways, one in the front and one located on Park St provide ample and easy parking. The back has a lovely patio with 2 sheds and a small Koi pond, and access to the lower level. Convenient to Downtown Ayer, the train, and all the great businesses and restaurants in this town

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1975
Bedrooms
2
Full Bathrooms
2
Living Area
1,996 sq ft
Total Rooms
8
Main Level Bedrooms
1

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1975
Living Area 1,996 sq ft
Lot Size 0.16 acres
Bedrooms 2
Full Baths 2
Total Rooms 8

Interior

Heating Electric Baseboard, Electric, Pellet Stove, Other
Cooling None
Flooring Tile, Hardwood, Flooring - Vinyl, Flooring - Stone/ceramic Tile
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Second Dishwasher
Fireplace None
Basement Full
Laundry Flooring - Hardwood, Main Level, Electric Dryer Hookup, Washer Hookup, First Floor
Features Wet Bar, Closet, Recessed Lighting, Kitchen, Home Office, Bonus Room

Exterior

Construction Frame
Architecture Raised Ranch
Roof Shingle
Features Porch, Patio, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch, Patio

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, Washer Hookup

Financial

Annual Tax $4,320
Assessed Value $361,200

Interior Features

Flooring: Tile, Hardwood, Flooring - Vinyl, Flooring - Stone/Ceramic Tile
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Second Dishwasher
Interior Features: Wet bar, Closet, Recessed Lighting, Kitchen, Home Office, Bonus Room
Windows:
Basement: Full
Laundry: Flooring - Hardwood, Main Level, Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 1975
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric Baseboard, Electric, Pellet Stove, Other
Heating Zones: 8
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Storage
Patio & Porch: Porch, Patio
Fencing:
Other Structures:
Lot Features: Level, Other
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

Ayer

86 E Main St, Ayer MA 01432

Ayer, MA 01432

Walkability

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Nearby Schools

School District
Ayer-Shirley School District local
C+
E

Elementary Schools

1 school
C+
Page Hilltop Elementary School
0.7 mi | #553 of 824 | Score: 42.9
Dropped 70 spots from last year
-15.3 below state avg
539 students Diverse
Grades PK-05
H

High Schools

2 schools
B
Ayer Shirley Regional High School
0.8 mi | #163 of 346 | Score: 53.9
Dropped 56 spots from last year
-4.3 below state avg
417 students Moderate
18 sports • 956 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
1.5 mi | #117 of 346 | Score: 59.0
Dropped 51 spots from last year
+0.8 above state avg
388 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $360
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 25, 2026
$489,900
Original listing
Office: MA Real Estate Center

Price & Status History

Date Event Price Change
Mar 25, 2026 New Listing Added $489,900

Market Statistics

Time on Market
11 hours 7 minutes
Price per Sq Ft
$245

Tax History

Year Taxes Assessment
2025 $4,320 $361,200

Financial Details

Annual Property Tax
$4,320
Tax Year 2025
Assessed Value
$361,200

Listing Information

Listing Agent Denise Gibbons
Listing Office MA Real Estate Center
Agent MLS ID G0002573
Office MLS ID AN4556
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Ayer, MA

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