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8-12 Nichols St, Gardner MA 01440

Gardner, MA 01440
$564,900
Est. $3,889/month
6
Beds
8
Baths
7,024
Sq Ft
$80
Price/Sq Ft
0.09
Acres
1920
Year Built
4 Family
Type
27
Days on Market
Active Listed Jan 28, 2026 • MLS# 73472427 Copied!

About this home

Exceptional opportunity offering a 4-unit multifamily, plus commercial space ideally located near shopping, restaurants and major highways. Two units currently vacant. Features include gas heating systems, tenant-paid utilities, and parking. The property also includes a large first-floor commercial space, presenting a significant value opportunity ready for your finishing touches—bring your vision. Major capital improvements include a new rubber roof installed in 2023, in the process of installing an intercom system. This is a rare find-don’t miss out! Property to be sold as-is.

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Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1920
Bedrooms
6
Full Bathrooms
8
Living Area
7,024 sq ft
Total Rooms
16
Stories
4
Levels
4

Facts & Features

Home Facts

Type Residential Income
Style 4 Family
Year Built 1920
Living Area 7,024 sq ft
Lot Size 0.09 acres
Bedrooms 6
Full Baths 8
Total Rooms 16

Interior

Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full
Laundry None
Features Living Room, Kitchen, Living Rm/dining Rm Combo

Exterior

Construction Frame
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street
Total Spaces 3

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $9,990
Assessed Value $695,700

Interior Features

Flooring:
Appliances:
Interior Features: Living Room, Kitchen, Living RM/Dining RM Combo
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation: Concrete Perimeter
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Location

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Neighborhood

8-12 Nichols St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
1.3 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.3 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.8 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
1.3 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $833
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 28, 2026
$564,900
Original listing
Agent: Marilyn Garcia Office: Madelyn Garcia Real Estate

Price & Status History

Date Event Price Change
Jan 28, 2026 New Listing Added $564,900 —

Market Statistics

Days on Market
27 days
Price per Sq Ft
$80

Tax History

Year Taxes Assessment
2025 $9,990 $695,700

Financial Details

Annual Property Tax
$9,990
Tax Year 2025
Assessed Value
$695,700

Listing Information

Listing Agent Marilyn Garcia
Listing Office Madelyn Garcia Real Estate
Agent MLS ID BB802051
Office MLS ID BB3163
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

Real-time market trends and pricing data for this area

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