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78 Whittier St, Springfield MA 01108

Springfield, MA 01108
$420,000
Est. $2,595/month
7
Beds
2
Baths
3,395
Sq Ft
$124
Price/Sq Ft
0.11
Acres
1909
Year Built
4 hours 27 minutes
Time on Market
Active Listed Mar 23, 2026 • MLS# 73490216 Copied!

About this home

Don’t miss your second chance at 78 Whittier Street! This well-kept two-family offers a total of 7 bedrooms and 2 bathrooms, along with a newer roof (APO). The second-floor unit spans two levels and has been freshly updated, delivered vacant, and is truly move-in ready. The first-floor unit is occupied by a reliable long-term tenant who would love to stay, making this a great opportunity for an investor or an owner-occupant looking to offset their mortgage with rental income.Located in a high-demand rental area, the property features an updated kitchen with stainless steel appliances, a modern bathroom, hardwood floors, and charming built-ins that add character throughout. The exterior offers low-maintenance vinyl siding, a partially fenced yard, and off-street parking. Close to public transportation, local amenities, and more!!

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1909
Bedrooms
7
Full Bathrooms
2
Living Area
3,395 sq ft
Total Rooms
15
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1909
Living Area 3,395 sq ft
Lot Size 0.11 acres
Bedrooms 7
Full Baths 2
Total Rooms 15

Interior

Heating Natural Gas
Cooling None
Flooring Carpet, Varies, Hardwood
Appliances None
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Balcony
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street
Total Spaces 3

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,257
Assessed Value $207,700

Interior Features

Flooring: Carpet, Varies, Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1909
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Location

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Neighborhood

78 Whittier St, Springfield MA 01108

Springfield, MA 01108

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

3 schools
C-
Washington School
0.2 mi | #718 of 824 | Score: 34.2
Improved 14 spots from last year
-24 below state avg
430 students Diverse
Grades PK-05
B-
White Street School
0.4 mi | #479 of 824 | Score: 45.4
Improved 39 spots from last year
-12.9 below state avg
378 students Moderate
Rising School
Grades PK-05
C-
Martin Luther King, Jr. Charter School of Excellence
0.7 mi | #705 of 824 | Score: 35.3
Improved 79 spots from last year
-22.9 below state avg
354 students Moderate
Rising School
Grades K-05
M

Middle Schools

3 schools
F
Forest Park Middle School
0.8 mi | #343 of 352 | Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students Diverse
Grades 06-08
Springfield Commonwealth Academy
1.6 mi
Grades 06-08
F
South End Middle School
1.9 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
H

High Schools

1 school
Pope Francis Preparatory School
1.0 mi
18 sports • 1,124 athletes
Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $271
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 23, 2026
$420,000
Original listing
Agent: Raquel Medina Office: Lock and Key Realty Inc.

Price & Status History

Date Event Price Change
Mar 23, 2026 New Listing Added $420,000

Market Statistics

Time on Market
4 hours 27 minutes
Price per Sq Ft
$124

Tax History

Year Taxes Assessment
2025 $3,257 $207,700

Financial Details

Annual Property Tax
$3,257
Tax Year 2025
Assessed Value
$207,700

Listing Information

Listing Agent Raquel Medina
Listing Office Lock and Key Realty Inc.
Agent MLS ID CN248005
Office MLS ID AN5521
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Springfield, MA

Real-time market trends and pricing data for this area

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