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128 Derby St, Worcester MA 01604

Worcester, MA 01604
$524,900
Est. $3,347/month
3
Beds
2
Baths
2,165
Sq Ft
$242
Price/Sq Ft
0.16
Acres
1981
Year Built
9
Days on Market
Active Listed Apr 2, 2026 • MLS# 73495125 Copied!

About this home

Welcome to a split-level that truly overdelivers. The main level unfolds seamlessly, where living and dining spaces connect to a fully custom kitchen with stone surfaces, layered countertops, tailored cabinetry, and built-in seating—centered around a sun-filled great room that naturally draws people together. Three well-positioned bedrooms and two full baths offer comfort without compromise, complemented by hardwood floors and integrated storage throughout. The lower level adds a second living experience, with a wet bar and comfortable retreat space designed for entertaining or unwinding, along with a dedicated office, laundry, and storage. Outside, an expansive deck—accessed from both the kitchen and primary bedroom—overlooks a landscaped yard designed for quiet mornings or relaxed evenings. Set just minutes from Worcester’s amenities, it delivers a level of space, finish, and everyday livability that stands apart. *Open House 4/4 12:30pm-1:30pm

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1981
Bedrooms
3
Full Bathrooms
2
Living Area
2,165 sq ft
Total Rooms
6

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1981
Living Area 2,165 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Baseboard, Electric Baseboard, Natural Gas
Cooling Wall Unit(s)
Flooring Tile, Vinyl, Hardwood, Flooring - Vinyl
Appliances Gas Water Heater, Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer, Dryer, Wine Refrigerator
Fireplace Wood / Coal / Pellet Stove
Basement Full, Finished, Interior Entry, Garage Access
Laundry Flooring - Stone/ceramic Tile, Electric Dryer Hookup, Washer Hookup, In Basement
Features Wet Bar, Office, Bonus Room, Wet Bar

Exterior

Construction Conventional (2x4-2x6)
Architecture Raised Ranch
Roof Shingle
Features Porch, Deck, Rain Gutters, Hot Tub/spa, Garden
Pool None
Spa Private
Fencing None
Patio/Porch Porch, Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Garage Door Opener, Stone/gravel, Paved
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $5,917
Assessed Value $454,500

Interior Features

Flooring: Tile, Vinyl, Hardwood, Flooring - Vinyl
Appliances: Gas Water Heater, Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer, Dryer, Wine Refrigerator
Interior Features: Wet bar, Office, Bonus Room, Wet Bar
Windows:
Basement: Full, Finished, Interior Entry, Garage Access
Laundry: Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 1981
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Electric Baseboard, Natural Gas
Heating Zones: 4
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Rain Gutters, Hot Tub/Spa, Garden
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Garage Door Opener, Stone/Gravel, Paved

Location

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Neighborhood

128 Derby St, Worcester MA 01604

Worcester, MA 01604

Walkability

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Nearby Schools

School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
1.4% below state avg
E

Elementary Schools

3 schools
C-
Rice Square School
0.2 mi | #689 of 824 | Score: 36.3
Improved 87 spots from last year
-21.9 below state avg
502 students Very Diverse
Rising School Diverse Student Body
Grades K-05
F
Union Hill School
0.6 mi | #815 of 824 | Score: 25.3
Dropped 19 spots from last year
-33 below state avg
377 students Diverse
Grades K-06
D
Vernon Hill School
0.6 mi | #787 of 824 | Score: 29.4
Dropped 44 spots from last year
-28.8 below state avg
525 students Diverse
Diverse Student Body
Grades PK-06
M

Middle Schools

1 school
C-
Worcester East Middle School
0.5 mi | #298 of 352 | Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Saint Paul Diocesan Junior/Senior High School
0.3 mi
Grades 07-12
Worcester Academy
0.7 mi
Grades 06-12
C-
North High School
1.3 mi | #300 of 346 | Score: 37.9
Improved 27 spots from last year
-20.3 below state avg
1,376 students Diverse
14 sports • 498 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $493
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 2, 2026
$524,900
Original listing
Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Apr 2, 2026 New Listing Added $524,900

Market Statistics

Days on Market
9 days
Price per Sq Ft
$242

Tax History

Year Taxes Assessment
2025 $5,917 $454,500

Financial Details

Annual Property Tax
$5,917
Tax Year 2025
Assessed Value
$454,500

Listing Information

Listing Agent Anthony Romeo
Listing Office Lamacchia Realty, Inc.
Agent MLS ID K8001582
Office MLS ID AN3002
Listing Data Updated Apr 6, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Worcester, MA

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