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78 Whittier St, Springfield MA 01108

Springfield, MA 01108
$420,000
Est. $2,595/month
7
Beds
2
Baths
3,395
Sq Ft
$124
Price/Sq Ft
0.11
Acres
1909
Year Built
2 Family - 2 Units Up/Down
Type
19
Days on Market
Active Open House Listed Mar 23, 2026 • MLS# 73490216 Copied!

About this home

Don’t miss your second chance at 78 Whittier Street! This well-kept two-family offers a total of 7 bedrooms and 2 bathrooms, along with a newer roof (APO). The second-floor unit spans two levels and has been freshly updated, delivered vacant, and is truly move-in ready. The first-floor unit is occupied by a reliable long-term tenant who would love to stay, making this a great opportunity for an investor or an owner-occupant looking to offset their mortgage with rental income.Located in a high-demand rental area, the property features an updated kitchen with stainless steel appliances, a modern bathroom, hardwood floors, and charming built-ins that add character throughout. The exterior offers low-maintenance vinyl siding, a partially fenced yard, and off-street parking. Close to public transportation, local amenities, and more!!

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1909
Bedrooms
7
Full Bathrooms
2
Living Area
3,395 sq ft
Total Rooms
15
Stories
3
Levels
3

Open House Schedule

11
Apr
Saturday, April 11
12:00 PM - 1:30 PM EDT
12
Apr
Sunday, April 12
12:30 PM - 1:30 PM EDT

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1909
Living Area 3,395 sq ft
Lot Size 0.11 acres
Bedrooms 7
Full Baths 2
Total Rooms 15

Interior

Heating Natural Gas
Cooling None
Flooring Carpet, Varies, Hardwood
Appliances None
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck, Balcony
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street
Total Spaces 3

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,257
Assessed Value $207,700

Interior Features

Flooring: Carpet, Varies, Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1909
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Balcony
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street

Location

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Neighborhood

78 Whittier St, Springfield MA 01108

Springfield, MA 01108

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
⚠ School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
↑ 0.4% above state avg
E

Elementary Schools

10 schools
St. Michael's Academy
0.8 mi
Grades PK-08
B+
Veritas Preparatory Charter School
1.5 mi | #10 of 25 | Score: 34.4
Improved 341 spots from last year
-23.8 below state avg
712 students Moderate
Early College Program Rising School
Grades 05-12
D
The Springfield Virtual School
1.9 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
Your Educational Success Academy
2.0 mi
Grades K-12
Pioneer Valley Christian Academy
2.1 mi
Grades PK-12
Pioneer Valley Montessori School
3.0 mi
Grades PK-06
A
Alfred G. Zanetti Montessori Magnet School
3.2 mi | #3 of 16 | Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
432 students Diverse
Rising School
Grades PK-08
Mill Pond School
3.4 mi
Grades PK-12
A+
Springfield Preparatory Charter School
3.6 mi | #2 of 16 | Score: 48.6
Improved 94 spots from last year
-9.7 below state avg
486 students Moderate
Rising School
Grades K-08
Academy Hill School
3.9 mi
Grades PK-08
M

Middle Schools

10 schools
C
John J. Duggan Middle School
2.3 mi | #266 of 346 | Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
F
Forest Park Middle School
0.8 mi | #343 of 352 | Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students Diverse
Grades 06-08
Springfield Commonwealth Academy
1.6 mi
Grades 06-08
F
South End Middle School
1.9 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
C+
STEM Middle Academy
2.3 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
F
Kiley Prep
2.6 mi | #351 of 352 | Score: 22.0
Improved 9 spots from last year
-36.2 below state avg
298 students Diverse
Grades 06-08
C-
Kiley Academy
2.6 mi | #15 of 16 | Score: 21.9
Improved 340 spots from last year
-36.3 below state avg
268 students Diverse
Rising School
Grades 06-08
C
Van Sickle Prep School
3.5 mi | #13 of 16 | Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
3.5 mi | #10 of 16 | Score: 28.3
Improved 340 spots from last year
-29.9 below state avg
262 students Moderate
Rising School
Grades 06-08
Springfield Middle School
3.7 mi
18 students Less Diverse
Grades 06-08
H

High Schools

10 schools
C
Emergence Academy
2.0 mi | #21 of 25 | Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students Diverse
Rising School Diverse Student Body
Grades 06-12
C-
Conservatory of the Arts
2.1 mi | #303 of 346 | Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students Moderate
College Ready Curriculum
Grades 06-12
C-
Libertas Academy Charter School
2.5 mi | #292 of 346 | Score: 40.6
Improved 52 spots from last year
-17.7 below state avg
563 students Moderate
7 sports • 134 athletes
Rising School Strong Attendance
Grades 06-12
C-
Baystate Academy Charter Public School
3.4 mi | #314 of 346 | Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students Moderate
Rising School College Ready Curriculum
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
3.5 mi | #274 of 346 | Score: 44.0
Improved 7 spots from last year
-14.3 below state avg
593 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
Pope Francis Preparatory School
1.0 mi
18 sports • 1,124 athletes
Strong Athletics
Grades 09-12
C-
High School of Commerce
2.0 mi | #286 of 346 | Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students Moderate
11 sports • 554 athletes
Early College Program College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.2 mi | #338 of 346 | Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
C-
Springfield High School of Science and Technology
2.2 mi | #306 of 346 | Score: 37.1
Improved 4 spots from last year
-21.1 below state avg
1,091 students Moderate
13 sports • 870 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
2.2 mi | #340 of 346 | Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students Moderate
College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $271
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 23, 2026
$420,000
Original listing
Agent: Raquel Medina Office: Lock and Key Realty Inc.

Price & Status History

Date Event Price Change
Mar 23, 2026 New Listing Added $420,000 —

Market Statistics

Days on Market
19 days
Price per Sq Ft
$124

Tax History

Year Taxes Assessment
2025 $3,257 $207,700

Financial Details

Annual Property Tax
$3,257
Tax Year 2025
Assessed Value
$207,700

Listing Information

Listing Agent Raquel Medina
Listing Office Lock and Key Realty Inc.
Agent MLS ID CN248005
Office MLS ID AN5521
Listing Data Updated Mar 27, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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