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104 Cottage Street, Melrose MA 02176

Melrose, MA 02176
$1,299,000
Est. $7,493/month
4
Beds
2
Baths
2,020
Sq Ft
$643
Price/Sq Ft
0.14
Acres
1900
Year Built
2
Days on Market
Active Open House Listed Mar 11, 2026 • MLS# 73485040 Copied!

About this home

Exquisitely updated Victorian just moments from vibrant downtown Melrose, blending timeless architectural charm with sophisticated modern upgrades. This sun-drenched home features soaring ceilings, oversized updated windows, and beautifully refinished hardwood flooring throughout. The stylishly updated kitchen showcases stainless steel appliances, high-end finishes, and a thoughtful layout ideal for both everyday living and entertaining. The second level was completely redesigned and reconfigured to include two generous bedrooms, convenient second-floor laundry, and a stunning spa-inspired bath featuring a floating soaking tub, designer tile, and an oversized glass-enclosed shower. The third level offers two additional bedrooms perfect for guests, home office, or flexible living space. Outside, enjoy a rare large, flat fenced-in yard ideal for entertaining or play. Minutes to downtown shops, restaurants, parks, the commuter rail, and easy access to Route 93 for commuting into Boston!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
2,020 sq ft
Total Rooms
9

Open House Schedule

15
Mar
Sunday, March 15
11:30 AM - 1:30 PM EDT
14
Mar
Saturday, March 14
11:00 AM - 1:00 PM EDT

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 2,020 sq ft
Lot Size 0.14 acres
Bedrooms 4
Full Baths 2
Total Rooms 9

Interior

Heating Forced Air, Natural Gas, Electric, Ductless
Cooling Central Air, Ductless
Flooring Tile, Carpet, Hardwood
Appliances Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Bulkhead
Laundry Second Floor, Electric Dryer Hookup
Features None

Exterior

Construction Frame
Architecture Victorian
Roof Shingle
Features Porch, Deck, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Deck

Parking

Features Off Street, Tandem
Total Spaces 3

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer

Financial

Annual Tax $8,690
Assessed Value $877,800

Interior Features

Flooring: Tile, Carpet, Hardwood
Appliances: Gas Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead
Laundry: Second Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Victorian
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Electric, Ductless
Heating Zones: 6
Cooling: Central Air, Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck, Rain Gutters, Fenced Yard
Patio & Porch: Porch, Deck
Fencing: Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street, Tandem

Location

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Neighborhood

104 Cottage Street, Melrose MA 02176

Melrose, MA 02176

Walkability

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Nearby Schools

School District
Melrose School District local
A
School Safety 2024-25
0.6% Low
0.4% Suspensions 0.4% In-School 0.2% Emergency
4.9% below state avg
E

Elementary Schools

7 schools
St. Mary Elementary School
0.2 mi
Grades PK-08
A
Lincoln School
0.2 mi | #130 of 824 | Score: 57.6
Improved 194 spots from last year
-0.6 below state avg
404 students Diverse
Rising School
Grades K-05
A
Roosevelt School
0.7 mi | #124 of 824 | Score: 57.9
Improved 100 spots from last year
-0.4 below state avg
406 students Moderate
Rising School Strong Attendance
Grades K-05
Early Childhood Center
0.9 mi
246 students Moderate
Grades PK-K
A
Winthrop School
1.0 mi | #89 of 824 | Score: 59.8
Improved 1 spots from last year
+1.6 above state avg
392 students Less Diverse
Strong Attendance
Grades K-05
A-
Herbert Clark Hoover School
1.1 mi | #218 of 824 | Score: 54.0
Dropped 88 spots from last year
-4.2 below state avg
260 students Moderate
Grades K-05
A+
Horace Mann School
1.2 mi | #79 of 824 | Score: 60.5
Dropped 73 spots from last year
+2.3 above state avg
254 students Less Diverse
Strong Attendance
Grades K-05
M

Middle Schools

1 school
A-
Melrose Middle School
0.7 mi | #92 of 352 | Score: 50.4
Improved 6 spots from last year
-7.8 below state avg
886 students Moderate
Grades 06-08
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $724
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

11.5%
Price Range
1
Previous Sales

Property Timeline

👁️
Showing Instructions Updated
Mar 11, 2026
New showing requirements
🏠
Listed for Sale
Mar 11, 2026
$1,299,000
Original listing
Agent: Ngoc Anh Goldstein Office: Leading Edge Real Estate
Previous Transaction - MLS #73237406
Full transaction history available when tracking began
🏷️
Previously Sold
Jun 27, 2024
$1,150,000
MLS #73237406

Price & Status History

Date Event Price Change
Mar 11, 2026 New Listing Added $1,299,000
Jun 27, 2024 Sold $1,150,000

Market Statistics

Days on Market
2 days
Price per Sq Ft
$643

Tax History

Year Taxes Assessment
2025 $8,690 $877,800

Financial Details

Annual Property Tax
$8,690
Tax Year 2025
Assessed Value
$877,800

Listing Information

Listing Agent Ngoc Anh Goldstein
Listing Office Leading Edge Real Estate
Agent MLS ID CN223762
Office MLS ID AN4646
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Melrose, MA

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