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20 Chestnut St # 11, Cambridge MA 02139

Cambridge, MA 02139
$549,000
Est. $3,848/month
1
Beds
1
Baths
535
Sq Ft
$1,026
Price/Sq Ft
1989
Year Built
32
Days on Market
Active Price Drop -$50,000 Listed Mar 5, 2026 • MLS# 73483055 Copied!

About this home

Experience city living with deeded garage parking in a professionally managed elevator building. This architect-designed home features a smart layout with custom built-in shelving, a built-in dining table, and closets for modern living. The kitchen offers gas cooking, stainless steel appliances, a Bosch dishwasher, and a kitchen exhaust that vents to the exterior. Enjoy the renovated bath, in-unit laundry, central A/C with heat-pump HVAC, and a private balcony overlooking the courtyard. The underground garage has direct elevator access, plus a basement storage locker. Located 0.3 miles from Blue Bikes and free EZ Ride shuttles to Kendall Sq & North Station, half a mile from Boston University, and right next to MIT's campus. With the residential tax exemption, taxes are only $344.77 annually!

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Public Records

Current Owner

Owner DI-CHIA, CHUEH
Mailing Address 20 CHESTNUT ST. UNIT 40, CAMBRIDGE, MA, 02139

Land Use

Use Code 102
Description Condominium
Style APARTMENT

Tax Information

Assessed Value $879,400
Tax Rate $5.86 per $1,000
Base Tax $5,153
CPA Surcharge 3% ($137)
Estimated Annual Tax $5,290

Assessment History

Year Land Building Total Change
FY2026 $0 $879,400 $879,400

Sale History

Date Price Book/Page
May 9, 2025 $862,500 84071/0592
May 7, 2025 $1,350,000 84061/0556
Mar 26, 2025 $988,000 83894/0486
Jan 29, 2025 $1 83724/0275
Oct 1, 2024 $870,000 83305/0543
May 24, 2024 $1,406,481 82810/0429
May 24, 2024 $965,000 82807/0543
Nov 17, 2023 $800,000 82223/0507
Nov 16, 2023 $649,000 82218/0487
Nov 3, 2023 $1,015,000 82177/0027
Aug 7, 2023 $975,000 81862/0476
Feb 28, 2023 $165,000 81285/0399
Dec 16, 2022 $111,017 81072/0457
Nov 22, 2022 $510,000 80977/0128
Nov 10, 2022 $1 80932/0123
Oct 21, 2022 $605,000 80855/0508
Aug 22, 2022 $100 80610/0250
Aug 15, 2022 $100 80581/0372
Feb 18, 2022 $100 79707/0260
Oct 6, 2021 $765,000 78862/0569
Aug 11, 2021 $610,000 78452/0563
Jun 21, 2021 $1,160,000 78064/0321
Apr 23, 2021 $753,000 77592/0348
Dec 7, 2020 $100 76357/0139
Dec 2, 2020 $100 76321/0389
Oct 22, 2020 $795,000 75958/0502
Sep 30, 2020 $770,000 75772/1196
Aug 31, 2020 $604,500 75500/0084
Aug 3, 2020 $10 75275/0112
Jan 8, 2018 $1 70483/0400
Aug 4, 2017 $875,000 69727/0412
Oct 4, 2016 $300,000 68145/0585
Nov 9, 2015 $300,000 66357/0037
Aug 21, 2015 $660,000 65955/0449
Dec 19, 2014 $607,500 64688/0162
Oct 27, 2014 $1 64415/0080
Nov 8, 2013 $310,000 62903/0024
Sep 26, 2013 $550,000 62691/0379
Aug 30, 2013 $670,000 62558/0409
Jun 27, 2013 $571,000 62118/0148
Jun 25, 2013 $100 62093/0318
Jun 7, 2013 $566,000 61968/0247
Apr 12, 2013 $122,000 61594/0111
Jan 9, 2012 $234,000 58257/0110
Oct 5, 2011 $10 57585/0184
Aug 30, 2011 $360,000 57371/0155
Apr 20, 2011 $100 56754/0223
Oct 8, 2010 $398,000 55560/0392
Oct 1, 2010 $345,000 55513/0556
Sep 29, 2010 $1 55486/0439
Sep 9, 2010 $555,000 55340/0312
Jul 7, 2010 $1 54951/0153
Jun 29, 2010 $100 54914/0108
Sep 29, 2009 $416,000 53606/0101
Sep 16, 2009 $475,000 53545/0285
Aug 31, 2009 $429,000 53479/0359
Jul 11, 2008 $530,000 51426/0332
Apr 22, 2008 $388,000 51066/0242
Jan 25, 2008 $100 50636/0529
Apr 20, 2007 $370,000 49318/0481
Jul 29, 2005 $400,000 45734/0310
Apr 29, 2005 $400,000 45093/0514
Dec 9, 2004 $290,000 44282/0085
Sep 9, 2004 $100 43685/0024
Aug 30, 2004 $408,000 43617/0160
Jul 26, 2004 $100 43372/0380
Feb 24, 2004 $345,000 40293/0216
Jan 12, 2004 $355,000 41765/0111
Sep 8, 2003 $360,000 40797/0454
Jul 1, 2003 $315,000 39769/0519
Jun 4, 2003 $350,000 39400/0086
Apr 7, 2003 $27,000 38710/0459
Jun 26, 2002 $310,000 35798/0429
Sep 14, 2001 $305,000 33647/0138
Mar 16, 2001 $340,000 32510/0579
Dec 29, 2000 $385,000 00000/0000
Sep 2, 1998 $212,000 29057/0409
Jul 30, 1998 $199,000 28904/0459
Jan 1, 1998 $160,000 00000/0000
Jun 19, 1996 $175,000 31298/0075
Oct 26, 1992 $157,000 22538/0063
Oct 6, 1992 $160,000 22469/0191
Sep 25, 1992 $155,000 22430/0160
May 31, 1990 $220,000 20570/0480
Feb 23, 1990 $208,000 20392/0412
Jun 23, 1989 $95,000 00000/0000
Jun 7, 1989 $110,000 19866/0577
Apr 28, 1989 $189,000 19787/0124
Apr 25, 1989 $110,000 19779/0434
Apr 5, 1989 $95,000 19742/0333

Municipal Context: CAMBRIDGE

Median Home Value $925,000
Avg SF Tax Bill $8,175
Residential Tax Rate $5.86/1000
CPA Surcharge 3%
County Middlesex

Property Data Comparison

Discrepancies found between MLS and assessor records.

Field Assessor MLS Match
Sqft 966 535
Year built 1,989 1,989
Match: address_condo (90.0% confidence) · Data as of Mar 8, 2026

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1989
Bedrooms
1
Full Bathrooms
1
Living Area
535 sq ft
Total Rooms
2
Stories
1
Entry Level
2

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1989
Living Area 535 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 2

Interior

Heating Forced Air, Heat Pump, Unit Control
Cooling Central Air, Heat Pump, Unit Control
Flooring Tile, Laminate
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry In Unit
Features None

Exterior

Construction Brick
Architecture None
Roof Rubber
Features Deck, Balcony
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Under, Garage Door Opener, Assigned
Total Spaces 1

Utilities

Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $3,140
Assessed Value $494,500

Interior Features

Flooring: Tile, Laminate
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: N
Laundry: In Unit
Security: Intercom

Construction & Materials

Year Built: 1989
Structure Type: Mid-Rise
Exterior Materials: Brick
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air, Heat Pump, Unit Control
Cooling: Central Air, Heat Pump, Unit Control
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck, Balcony
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Attached, Under, Garage Door Opener, Assigned

Location

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Neighborhood

20 Chestnut St # 11, Cambridge MA 02139

Cambridge, MA 02139

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

10 schools
A
Amigos School
0.5 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
C
Prospect Hill Academy Charter School
0.9 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
Shady Hill School
1.9 mi
Grades PK-08
St. Peter Elementary School
2.1 mi
Grades PK-08
Cambridge Montessori School
2.5 mi
Grades PK-06
Cambridge Friends School
2.6 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
2.8 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Fayerweather Street School
3.5 mi
Grades PK-08
Lycee International de Boston/International School of Boston, Inc.
3.5 mi
Grades 01-12
A-
Morse School
0.3 mi | #238 of 824 | Score: 53.0
Improved 45 spots from last year
-5.2 below state avg
328 students Very Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
1.7 mi
Grades 01-06
A-
Putnam Avenue Upper School
0.9 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
1.4 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.4 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
2.8 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
0.6 mi
Grades 07-12
NuVu Innovation School
0.7 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.4 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $262
Homeowners Insurance $200
HOA Fee $610/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
8.3%
Price Range

Property Timeline

Price Reduced
Apr 1, 2026
$549,000 $50,000 (-8.35%)
From $599,000 to $549,000 (-8.3%)
🏠
Listed for Sale
Mar 5, 2026
$599,000
Original listing
Agent: Benjamin Ginsburg Office: Redfin Corp.

Price & Status History

Date Event Price Change
Apr 1, 2026 Price Changed $549,000 -$50,000
Mar 5, 2026 New Listing Added $599,000

Market Statistics

Days on Market
32 days
Price per Sq Ft
$1,026
Total Price Drop
-$50,000

Tax History

Year Taxes Assessment
2025 $3,140 $494,500

Financial Details

Annual Property Tax
$3,140
Tax Year 2025
HOA Fee
$610
Monthly
Assessed Value
$494,500

Listing Information

Listing Agent Benjamin Ginsburg
Listing Office Redfin Corp.
Agent MLS ID CN231388
Office MLS ID NB3534
Listing Data Updated Apr 5, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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