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326 Matthews Street, Gardner MA 01440

Gardner, MA 01440
$559,900
Est. $3,602/month
3
Beds
2.5
Baths
2,532
Sq Ft
$221
Price/Sq Ft
1.50
Acres
2006
Year Built
5
Days on Market
Active Listed Feb 19, 2026 • MLS# 73478791 Copied!

About this home

Welcome to where space & opportunity meet! This impressive 2,532 sq ft Colonial features Central AC & gleaming hardwood floors. The heart of the home is a stunning vaulted family room with cathedral ceilings—a sun-drenched retreat for movies & relaxing. The fully applianced kitchen with a spacious dining area is perfect for hosting, while the den features a cozy fireplace & integrated speakers throughout for entertainment. The Primary Suite is a true sanctuary with an oversized bedroom & private bath. Two add'l bedrooms + a private 1st-floor office offer an ideal layout for remote work. Outdoor living is easy with an in-ground sprinkler system. The standout: a full walkout basement with rare 9-foot ceilings & separate entrance—perfect for a future in-law suite or home-based business. Prime commuter location near Rt 2 & 140. Ready for your vision!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2006
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,532 sq ft
Total Rooms
7

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2006
Living Area 2,532 sq ft
Lot Size 1.50 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Oil, Hydro Air
Cooling Central Air
Flooring Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Stone/ceramic Tile
Appliances Tankless Water Heater, Oven, Dishwasher, Range, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Walk-out Access, Interior Entry, Concrete, Unfinished
Laundry Bathroom - Half, Flooring - Stone/ceramic Tile, Electric Dryer Hookup, Washer Hookup, First Floor
Features Home Office, Mud Room, Central Vacuum

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck, Rain Gutters, Sprinkler System
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Oversized, Paved Drive, Off Street, Driveway, Paved
Total Spaces 6

Utilities

Electric 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $6,854
Assessed Value $477,300

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Tankless Water Heater, Oven, Dishwasher, Range, Refrigerator, Washer, Dryer
Interior Features: Home Office, Mud Room, Central Vacuum
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
Laundry: Bathroom - Half, Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 2006
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Oil, Hydro Air
Cooling: Central Air
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Rain Gutters, Sprinkler System
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Oversized, Paved Drive, Off Street, Driveway, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Highway Access, House of Worship, Private School, Public School, University

Location

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Neighborhood

326 Matthews Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.3 mi
Grades K-08
C-
Gardner Elementary School
1.0 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
0.6 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.7 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.4 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $571
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Feb 19, 2026
$559,900
Original listing
Office: Keller Williams Realty North Central

Price & Status History

Date Event Price Change
Feb 19, 2026 New Listing Added $559,900

Market Statistics

Days on Market
5 days
Price per Sq Ft
$221

Tax History

Year Taxes Assessment
2025 $6,854 $477,300

Financial Details

Annual Property Tax
$6,854
Tax Year 2025
Assessed Value
$477,300

Listing Information

Listing Agent Nancy Whitehouse-Bain
Listing Office Keller Williams Realty North Central
Agent MLS ID H6542000
Office MLS ID K95580
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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