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158 Oak Street, Gardner MA 01440

Gardner, MA 01440
$399,900
Est. $2,563/month
4
Beds
2
Baths
1,728
Sq Ft
$231
Price/Sq Ft
0.00
Acres
1900
Year Built
5
Days on Market
Active Listed Feb 19, 2026 • MLS# 73478636 Copied!

About this home

Versatile 2-family home currently used as a spacious single-family residence, offering incredible flexibility for investors or extended living. To be fully utilized as a 2-family, a second egress may be required. The first floor features an eat-in kitchen with abundant cabinet space and storage, a formal dining room, comfortable living room, one bedroom, and a full bath. The second floor includes its own eat-in kitchen—also with ample cabinetry—three bedrooms, and a full bath. Each level boasts a private attached enclosed porch, perfect for relaxing or additional storage. Lovingly maintained by the same family for decades, this home is conveniently located near area schools, restaurants, and major routes, making commuting and daily errands a breeze. Enjoy close proximity to Mount Wachusett Community College (MWCC) as well as Dunn Park, offering convenient access to higher education, recreation, and outdoor activities. A new roof was installed in August 2024, adding peace of mind.

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
1,728 sq ft
Total Rooms
8
Stories
2
Levels
2

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 1,728 sq ft
Lot Size 0.0000
Bedrooms 4
Full Baths 2
Total Rooms 8

Interior

Heating Steam, Oil
Cooling None
Flooring Tile, Vinyl, Carpet
Appliances Oven, Range, Refrigerator, Freezer
Fireplace None
Basement Walk-out Access
Laundry None
Features Ceiling Fan(s), Living Room, Dining Room, Kitchen, Laundry Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed

Parking

Features Off Street
Total Spaces 4

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $4,094
Assessed Value $285,100

Interior Features

Flooring: Tile, Vinyl, Carpet
Appliances: Oven, Range, Refrigerator, Freezer
Interior Features: Ceiling Fan(s), Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement: Walk-Out Access
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 2

Heating, Cooling & Utilities

Heating: Steam, Oil
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features: Cleared
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Location

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Neighborhood

158 Oak Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
1.2 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.8 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
1.2 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $341
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Feb 19, 2026
$399,900
Original listing
Agent: Wendy Poudrette Office: Foster-Healey Real Estate

Price & Status History

Date Event Price Change
Feb 23, 2026 Sold $399,900
Feb 19, 2026 New Listing Added $399,900

Market Statistics

Days on Market
5 days
Price per Sq Ft
$231

Tax History

Year Taxes Assessment
2025 $4,094 $285,100

Financial Details

Annual Property Tax
$4,094
Tax Year 2025
Assessed Value
$285,100

Listing Information

Listing Agent Wendy Poudrette
Listing Office Foster-Healey Real Estate
Agent MLS ID H8000329
Office MLS ID H10900
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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