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Lot 2 Stuart Street, Gardner MA 01440

Gardner, MA 01440
$509,900
Est. $2,778/month
3
Beds
2
Baths
1,232
Sq Ft
$414
Price/Sq Ft
0.31
Acres
2026
Year Built
10
Days on Market
Active Listed Feb 14, 2026 • MLS# 73477308 Copied!

About this home

Beautiful NEW CONSTRUCTION ranch with 2-car garage under - facing front - to be built. Lovely lot in this great family & well established neighborhood, yet convenient to all local amenities! Front farmers porch and 10 x 10 back deck to enjoy those relaxing & beautiful views! This stylish home has an open floorplan w/vaulted ceilings in the kitchen & living room that seamlessly connects to the welcoming vaulted foyer. Gleaming hardwood floors in the living room, kitchen, 1/2 bath & master bedroom. Ceramic tile floor in the master bath. Central air for those hot summer days/nights. Gravel driveway, landscaping (loam & seed), city water & sewer. Daylight, walkout basement for future expansion purposes. Experience the exceptional craftsmanship & quality of your brand new home! Minutes away from Bailey Brook Park & Conservation Area, featuring pickle ball, disc golf, playground & walking trails. Also, Gardner's local swimming pool.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2026
Bedrooms
3
Full Bathrooms
2
Living Area
1,232 sq ft
Total Rooms
5

Facts & Features

2 Car Garage
Central AC
New Construction

Home Facts

Type Residential
Style Single Family Residence
Year Built 2026
Living Area 1,232 sq ft
Lot Size 0.31 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Ductless
Cooling Central Air, Ductless
Flooring Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Microwave
Fireplace None
Basement Full, Walk-out Access, Concrete
Laundry Flooring - Hardwood, First Floor, Electric Dryer Hookup, Washer Hookup
Features Recessed Lighting, Entrance Foyer

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Porch, Deck, Professional Landscaping, Screens
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Under, Garage Door Opener, Insulated, Off Street, Stone/gravel
Total Spaces 6

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax 0.00
Assessed Value 0.00

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave
Interior Features: Recessed Lighting, Entrance Foyer
Windows: Insulated Windows, Screens
Basement: Full, Walk-Out Access, Concrete
Laundry: Flooring - Hardwood, First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 2026
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Ductless
Heating Zones: 4
Cooling: Central Air, Ductless
Cooling Zones: 4
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Professional Landscaping, Screens
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Wooded, Cleared, Gentle Sloping, Level
Road Frontage: 82.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Under, Garage Door Opener, Insulated, Off Street, Stone/Gravel

Location

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Neighborhood

Lot 2 Stuart Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

1 school
C-
Gardner Elementary School
1.3 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
1.0 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
1.2 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Feb 19, 2026
New showing requirements
🏠
Listed for Sale
Feb 14, 2026
$509,900
Original listing
Agent: Maureen Baril Office: Coldwell Banker Realty - Leominster

Price & Status History

Date Event Price Change
Feb 14, 2026 New Listing Added $509,900

Market Statistics

Days on Market
10 days
Price per Sq Ft
$414

Tax History

Year Taxes Assessment
2026 $0 $0

Financial Details

Annual Property Tax
$0
Tax Year 2026
Assessed Value
$0

Listing Information

Listing Agent Maureen Baril
Listing Office Coldwell Banker Realty - Leominster
Agent MLS ID H3427008
Office MLS ID AN6215
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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