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16-20 Cambridge St, Springfield MA 01108

Springfield, MA 01108 • Forest Park
$549,999
Est. $2,981/month
6
Beds
3
Baths
2,800
Sq Ft
$196
Price/Sq Ft
0.15
Acres
2025
Year Built
14
Days on Market
Active Listed Feb 11, 2026 • MLS# 73476040 Copied!

About this home

Opportunities like this don't come around often! An exceptional opportunity to build equity and generate income. This modern, newly built duplex offers approximately 2,800 sq ft of total living space in a centralized location. Ideal for first-time homebuyers looking to live in one unit while offsetting the mortgage with rental income, or buyers seeking long-term value in a strong rental market. Each unit features a spacious open-concept layout with modern kitchens, granite countertops, and stainless-steel appliances. Dining and living areas flow seamlessly, perfect for everyday living and entertaining, also includes a half bath on the first floor for guests. The second floor offers three generously sized bedrooms with ample closet space and a full bath. The basement provides potential for future finishing and added value. Low-maintenance new construction, move-in ready, and built with quality craftsmanship throughout.

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Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
2025
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
2
Living Area
2,800 sq ft
Total Rooms
10
Stories
4
Levels
4

Facts & Features

Central AC

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 2025
Living Area 2,800 sq ft
Lot Size 0.15 acres
Bedrooms 6
Full Baths 2
Half Baths 2
Total Rooms 10

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring None
Appliances Range, Microwave, Refrigerator
Fireplace None
Basement Full
Laundry Washer Hookup
Features Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Open Floorplan, Living Room, Dining Room, Kitchen, Family Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive, Off Street
Total Spaces 6

Utilities

Electric 220 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, Washer Hookup

Financial

Annual Tax 0.00
Assessed Value 0.00

Interior Features

Flooring:
Appliances: Range, Microwave, Refrigerator
Interior Features: Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Open Floorplan, Living Room, Dining Room, Kitchen, Family Room
Windows: Insulated Windows
Basement: Full
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 2025
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 4

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

Forest Park

16-20 Cambridge St, Springfield MA 01108

Springfield, MA 01108

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

10 schools
D
The Springfield Virtual School
0.6 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
A
Alfred G. Zanetti Montessori Magnet School
1.3 mi | #3 of 16 | Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
432 students Diverse
Rising School
Grades PK-08
Your Educational Success Academy
1.4 mi
Grades K-12
A+
Springfield Preparatory Charter School
1.6 mi | #2 of 16 | Score: 48.6
Improved 94 spots from last year
-9.7 below state avg
486 students Moderate
Rising School
Grades K-08
Academy Hill School
1.6 mi
Grades PK-08
Grace Academy
1.8 mi
Grades K-12
B+
Veritas Preparatory Charter School
1.8 mi | #10 of 25 | Score: 34.4
Improved 341 spots from last year
-23.8 below state avg
712 students Moderate
Early College Program Rising School
Grades 05-12
St. Michael's Academy
2.1 mi
Grades PK-08
Pioneer Valley Christian Academy
2.7 mi
Grades PK-12
Pioneer Valley Montessori School
3.5 mi
Grades PK-06
M

Middle Schools

10 schools
C
John J. Duggan Middle School
2.0 mi | #266 of 346 | Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
C+
STEM Middle Academy
0.6 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
C
Van Sickle Prep School
1.1 mi | #13 of 16 | Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.1 mi | #10 of 16 | Score: 28.3
Improved 340 spots from last year
-29.9 below state avg
262 students Moderate
Rising School
Grades 06-08
Springfield Commonwealth Academy
1.5 mi
Grades 06-08
F
South End Middle School
1.8 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
Springfield Middle School
2.2 mi
18 students Less Diverse
Grades 06-08
F
Springfield Public Day Middle School
2.2 mi | #352 of 352 | Score: 19.6
Improved 14 spots from last year
-38.6 below state avg
60 students Diverse
Grades 06-08
F
Forest Park Middle School
2.3 mi | #343 of 352 | Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students Diverse
Grades 06-08
D
Springfield Legacy Academy
2.5 mi | #16 of 16 | Score: 19.0
Improved 340 spots from last year
-39.2 below state avg
299 students Less Diverse
Rising School
Grades 06-08
H

High Schools

10 schools
C
Emergence Academy
1.1 mi | #21 of 25 | Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students Diverse
Rising School Diverse Student Body
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.1 mi | #274 of 346 | Score: 44.0
Improved 7 spots from last year
-14.3 below state avg
593 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
C-
Conservatory of the Arts
1.3 mi | #303 of 346 | Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students Moderate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
1.5 mi | #314 of 346 | Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students Moderate
Rising School College Ready Curriculum
Grades 06-12
C-
Libertas Academy Charter School
1.6 mi | #292 of 346 | Score: 40.6
Improved 52 spots from last year
-17.7 below state avg
563 students Moderate
7 sports • 134 athletes
Rising School Strong Attendance
Grades 06-12
A
Roger L. Putnam Vocational Technical Academy
0.7 mi | #6 of 25 | Score: 48.8
Improved 257 spots from last year
-9.4 below state avg
1,382 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
0.7 mi | #338 of 346 | Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
C-
Springfield High School of Science and Technology
0.7 mi | #306 of 346 | Score: 37.1
Improved 4 spots from last year
-21.1 below state avg
1,091 students Moderate
13 sports • 870 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
0.9 mi | #340 of 346 | Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students Moderate
College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
1.0 mi | #123 of 346 | Score: 74.4
Same rank as last year
25 students Moderate
College Ready Curriculum
Grades 09-12
Learn about these ratings

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Feb 11, 2026
$549,999
Original listing
Agent: Paulo Villegas Office: Gallagher Real Estate

Price & Status History

Date Event Price Change
Feb 11, 2026 New Listing Added $549,999

Market Statistics

Days on Market
14 days
Price per Sq Ft
$196

Tax History

Year Taxes Assessment
2026 $0 $0

Financial Details

Annual Property Tax
$0
Tax Year 2026
Assessed Value
$0

Listing Information

Listing Agent Paulo Villegas
Listing Office Gallagher Real Estate
Agent MLS ID CN228274
Office MLS ID AN6336
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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