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1130 Water St, Fitchburg MA 01420

Fitchburg, MA 01420
$484,900
Est. $3,139/month
5
Beds
3
Baths
2,088
Sq Ft
$232
Price/Sq Ft
0.06
Acres
1931
Year Built
3 Family
Type
81
Days on Market
Active Price Drop -$25,000 Listed Jan 19, 2026 • MLS# 73469749 Copied!

About this home

Investor’s Dream in Fitchburg! This spacious 3-family home features 13 total rooms, 5 bedrooms, and 3 full bathrooms, offering excellent cash flow potential. Whether you're looking to expand your investment portfolio or live in one unit while renting the others, this property is a smart move. Enjoy low-maintenance vinyl siding, hardwood floors, and six off-street parking spaces. Conveniently located near public transportation, schools, shopping, parks, and highway access—this is a rare opportunity in a high-demand rental market.

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Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1931
Bedrooms
5
Full Bathrooms
3
Living Area
2,088 sq ft
Total Rooms
13
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1931
Living Area 2,088 sq ft
Lot Size 0.06 acres
Bedrooms 5
Full Baths 3
Total Rooms 13

Interior

Heating None
Cooling None
Flooring Hardwood, Stone/ceramic Tile, Tile
Appliances Range, Refrigerator
Fireplace None
Basement None
Laundry None
Features Stone/granite/solid Counters, Internet Available - Satellite, Living Room, Kitchen

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $5,839
Assessed Value $432,200

Interior Features

Flooring: Hardwood, Stone/Ceramic Tile, Tile
Appliances: Range, Refrigerator
Interior Features: Stone/Granite/Solid Counters, Internet Available - Satellite, Living Room, Kitchen
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1931
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

1130 Water St, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $487
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
4.9%
Price Range

Property Timeline

↓
Price Reduced
Apr 1, 2026
$484,900 $25,000 (-4.9%)
From $509,900 to $484,900 (-4.9%)
🏠
Listed for Sale
Jan 19, 2026
$509,900
Original listing
Agent: The Liriano Team Office: Liriano Realty

Price & Status History

Date Event Price Change
Apr 1, 2026 Price Changed $484,900 -$25,000
Jan 19, 2026 New Listing Added $509,900 —

Market Statistics

Days on Market
81 days
Price per Sq Ft
$232
Total Price Drop
-$25,000

Tax History

Year Taxes Assessment
2025 $5,839 $432,200

Financial Details

Annual Property Tax
$5,839
Tax Year 2025
Assessed Value
$432,200

Listing Information

Listing Agent The Liriano Team
Listing Office Liriano Realty
Agent MLS ID TM330790
Office MLS ID AN8804
Listing Data Updated Apr 5, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Fitchburg, MA

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1130 Water St, Fitchburg MA 01420 - Photo 1 1130 Water St, Fitchburg MA 01420 - Photo 2 1130 Water St, Fitchburg MA 01420 - Photo 3 1130 Water St, Fitchburg MA 01420 - Photo 4 1130 Water St, Fitchburg MA 01420 - Photo 5 1130 Water St, Fitchburg MA 01420 - Photo 6
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