20 Stephanie Dr, Gardner MA 01440

Gardner, MA 01440
$399,999
Est. $2,656/month
3
Beds
1.5
Baths
1,536
Sq Ft
$260
Price/Sq Ft
0.44
Acres
1998
Year Built
5
Days on Market
Active Listed Dec 3, 2025 • MLS# 73459255 Copied!

About this home

PLEASE SUBMIT HIGHEST & BEST OFFER BY TUESDAY at NOON. Opportunity is Knocking! MOVE-IN READY, ADORABLE & AFFORDABLE 3 Bedroom, 1 1/2 Bath Colonial in Gardner! The First floor includes a Formal Dining Room & Large Living Room, both featuring Beautiful Hardwood Floors! The Back Deck off the living room is perfect for barbecuing & relaxing! The Open Concept Kitchen features plenty of cabinet space & room for entertaining! A convenient half bath completes the first floor. Upstairs you'll find the nice sized Primary Bedroom featuring a huge Walk-In Closet! Two additional bedrooms with hardwood floors are located at the other end of the 2nd floor from the primary bedroom! A Full Bath completes the second floor. The nearly half acre of outdoor space is perfect for entertaining family & friends! The Reeds Ferry Shed is ideal for lawn equipment & storage. This Home has a Great Neighborhood feel, yet just 3 minutes to RT. 2 for easy & convenient commuting!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1998
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,536 sq ft
Total Rooms
6

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1998
Living Area 1,536 sq ft
Lot Size 0.44 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full, Unfinished
Laundry None
Features None

Exterior

Construction None
Architecture Colonial
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features None
Total Spaces 4

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,200
Assessed Value $362,100

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1998
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features:

Location

Loading map...

Neighborhood

20 Stephanie Dr, Gardner MA 01440

Gardner, MA 01440

Walkability

Loading Walk Score...

Schools

School information not available

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $433
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Dec 3, 2025
$399,999
Original listing
Office: The Neighborhood Realty Group

Price & Status History

Date Event Price Change
Dec 3, 2025 New Listing Added $399,999

Market Statistics

Days on Market
5 days
Price per Sq Ft
$260

Tax History

Year Taxes Assessment
2025 $5,200 $362,100

Financial Details

Annual Property Tax
$5,200
Tax Year 2025
Assessed Value
$362,100

Listing Information

Listing Agent Paul Clifford
Listing Office The Neighborhood Realty Group
Agent MLS ID CN227330
Office MLS ID AN9109
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Gardner, MA

Real-time market trends and pricing data for this area

20 Stephanie Dr, Gardner MA 01440 - Photo 1 20 Stephanie Dr, Gardner MA 01440 - Photo 2 20 Stephanie Dr, Gardner MA 01440 - Photo 3 20 Stephanie Dr, Gardner MA 01440 - Photo 4 20 Stephanie Dr, Gardner MA 01440 - Photo 5 20 Stephanie Dr, Gardner MA 01440 - Photo 6 20 Stephanie Dr, Gardner MA 01440 - Photo 7 20 Stephanie Dr, Gardner MA 01440 - Photo 8 20 Stephanie Dr, Gardner MA 01440 - Photo 9 20 Stephanie Dr, Gardner MA 01440 - Photo 10 20 Stephanie Dr, Gardner MA 01440 - Photo 11 20 Stephanie Dr, Gardner MA 01440 - Photo 12 20 Stephanie Dr, Gardner MA 01440 - Photo 13 20 Stephanie Dr, Gardner MA 01440 - Photo 14 20 Stephanie Dr, Gardner MA 01440 - Photo 15 20 Stephanie Dr, Gardner MA 01440 - Photo 16 20 Stephanie Dr, Gardner MA 01440 - Photo 17 20 Stephanie Dr, Gardner MA 01440 - Photo 18 20 Stephanie Dr, Gardner MA 01440 - Photo 19 20 Stephanie Dr, Gardner MA 01440 - Photo 20 20 Stephanie Dr, Gardner MA 01440 - Photo 21 20 Stephanie Dr, Gardner MA 01440 - Photo 22 20 Stephanie Dr, Gardner MA 01440 - Photo 23 20 Stephanie Dr, Gardner MA 01440 - Photo 24 20 Stephanie Dr, Gardner MA 01440 - Photo 25 20 Stephanie Dr, Gardner MA 01440 - Photo 26 20 Stephanie Dr, Gardner MA 01440 - Photo 27 20 Stephanie Dr, Gardner MA 01440 - Photo 28 20 Stephanie Dr, Gardner MA 01440 - Photo 29 20 Stephanie Dr, Gardner MA 01440 - Photo 30 20 Stephanie Dr, Gardner MA 01440 - Photo 31

Contact Agent

Schedule a Tour