358 Otter River Road, Gardner MA 01440

Gardner, MA 01440
$430,000
Est. $2,805/month
4
Beds
1
Baths
1,200
Sq Ft
$358
Price/Sq Ft
1.05
Acres
1981
Year Built
5
Days on Market
Active Listed Dec 3, 2025 • MLS# 73459225 Copied!

About this home

OFFER DEADLINE: December 10th at 5:00 PM. Seller reserves the right to accept a strong offer prior to the deadline. Welcome to this beautifully maintained split-entry on 1.05 acres, offering key updates, comfort, and outdoor appeal. Inside, farmhouse-style updates blend seamlessly with practical improvements.The main level features LifeProof luxury vinyl plank flooring, an electric shiplap fireplace, a built-in living room bookshelf, and a moody home office/bedroom. Major system upgrades include a brand-new water pressure tank, chimney repairs completed this year, a well pump replaced 2 years ago, and a water heater replaced 5 years ago. The kitchen includes a brand-new GE refrigerator, matching GE appliances, and a mineral filtration system at the sink. The lower level offers additional living space with wood stove heat throughout the house and bulk head access. Outside, enjoy three outbuildings (one with electricity & new flooring), fruit trees, blackberry bushes, and perennials.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1981
Bedrooms
4
Full Bathrooms
1
Living Area
1,200 sq ft
Total Rooms
6

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1981
Living Area 1,200 sq ft
Lot Size 1.05 acres
Bedrooms 4
Full Baths 1
Total Rooms 6

Interior

Heating Electric Baseboard, Electric, Wood Stove
Cooling None
Flooring None
Appliances Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 2
Basement Partially Finished, Bulkhead
Laundry Electric Dryer Hookup
Features None

Exterior

Construction None
Architecture Raised Ranch
Roof None
Features Deck, Storage, Fruit Trees, Garden
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Paved Drive, Off Street
Total Spaces 6

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer

Financial

Annual Tax $5,168
Assessed Value $359,900

Interior Features

Flooring:
Appliances: Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Partially Finished, Bulkhead
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 1981
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric Baseboard, Electric, Wood Stove
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage, Fruit Trees, Garden
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities:

Location

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Neighborhood

358 Otter River Road, Gardner MA 01440

Gardner, MA 01440

Walkability

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Schools

School information not available

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $431
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Dec 3, 2025
$430,000
Original listing
Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Dec 3, 2025 New Listing Added $430,000

Market Statistics

Days on Market
5 days
Price per Sq Ft
$358

Tax History

Year Taxes Assessment
2025 $5,168 $359,900

Financial Details

Annual Property Tax
$5,168
Tax Year 2025
Assessed Value
$359,900

Listing Information

Listing Agent Emma Cook
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN260775
Office MLS ID AN5320
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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