12 Temple St, Holyoke MA 01040

Holyoke, MA 01040
$359,900
Est. $2,216/month
4
Beds
2
Baths
1,872
Sq Ft
$192
Price/Sq Ft
0.12
Acres
1900
Year Built
23
Days on Market
Active Price Drop -$15,100 Listed Nov 14, 2025 • MLS# 73455060 Copied!

About this home

Incredible FULLY VACANT investment opportunity! This renovated 2 family has so much to offer and is conveniently located near many area amenities such as shopping, schools, parks, and restaurants! The 1st floor unit features 2 bedrooms and 1 full bathroom, new vinyl flooring, a spacious kitchen with stainless appliances that opens to a large living/dining area. The 2nd floor unit also features 2 bedrooms and 1 full bathroom, an updated kitchen with pantry and stainless appliances, refinished hardwood flooring, and plenty of storage space. Both units have front balconies and a rear composite deck on the main level for additional outdoor entertaining space, as well as separate laundry hookups in the basement. Opportunity to finish the 3rd floor for even more space! Recent updates include a younger roof, replacement windows, fresh paint, and updated separate electric service. Don't miss your opportunity to become the next owner of this amazing investment property! Book your showing today!

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
1,872 sq ft
Total Rooms
10
Stories
2
Levels
2

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 1,872 sq ft
Lot Size 0.12 acres
Bedrooms 4
Full Baths 2
Total Rooms 10

Interior

Heating Baseboard, Oil, Electric
Cooling None
Flooring Vinyl, Hardwood
Appliances Range, Microwave, Refrigerator
Fireplace None
Basement Full, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Living Room, Kitchen

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck, Deck - Composite

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 2

Utilities

Electric 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $2,354
Assessed Value $134,800

Interior Features

Flooring: Vinyl, Hardwood
Appliances: Range, Microwave, Refrigerator
Interior Features: Living Room, Kitchen
Windows:
Basement: Full, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 2

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Electric
Cooling:
Hot Water: Natural Gas, Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch, Deck, Deck - Composite
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

12 Temple St, Holyoke MA 01040

Holyoke, MA 01040

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $196
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Nov 14, 2025
$359,900
Original listing
Agent: Ryan McDowell Office: Naples Realty Group

Price & Status History

Date Event Price Change
Nov 14, 2025 New Listing Added $359,900

Market Statistics

Days on Market
23 days
Price per Sq Ft
$192
Total Price Drop
-$15,100

Tax History

Year Taxes Assessment
2025 $2,354 $134,800

Financial Details

Annual Property Tax
$2,354
Tax Year 2025
Assessed Value
$134,800

Listing Information

Listing Agent Ryan McDowell
Listing Office Naples Realty Group
Agent MLS ID CN221700
Office MLS ID AN6415
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Holyoke, MA

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