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135 Temple Street, Gardner MA 01440

Gardner, MA 01440
$387,400
Est. $2,504/month
3
Beds
1
Baths
1,228
Sq Ft
$315
Price/Sq Ft
0.41
Acres
1950
Year Built
117
Days on Market
Active Price Drop -$2,500 Listed Oct 30, 2025 • MLS# 73449410 Copied!

About this home

This cute & cozy "one owner" ranch has been lovingly cared for & maintained over the years. Cedar shakes on the house, a one car detached garage with openers & walkout door, paved driveway, brick walkway, 2 sheds, city water & sewer, a split rail fence & a beautifully landscaped, level backyard. New roof (8 years), new windows (10 years), new seamless gutters (6 years), new 200 amp circuit breakers (3 years), & new insulation in basement, sills & house (Mass Save). Inside is central vac, lovely hardwood floors throughout the house (except the kitchen & bathroom), solid wood doors & woodwork, a fireplace & woodstove in the living room, a sunken dining area with a door that leads to a spacious back deck. The exquisite backyard is nice, flat & has a pretty stone wall. There is a room in the basement with inlaid & a french door (that was originally a craft room). All of this is located in a well established, beautiful neighborhood as well as a commuter friendly location!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
3
Full Bathrooms
1
Living Area
1,228 sq ft
Total Rooms
5

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 1,228 sq ft
Lot Size 0.41 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Steam, Oil
Cooling None
Flooring Vinyl, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall To Wall Carpet, Flooring - Vinyl
Appliances Tankless Water Heater, Range, Dishwasher, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Walk-out Access, Interior Entry, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Closet, Entrance Foyer, Game Room, Central Vacuum, Walk-up Attic

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck, Rain Gutters, Storage, Professional Landscaping, Screens, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Garage Door Opener, Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,141
Assessed Value $288,400

Interior Features

Flooring: Vinyl, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Flooring - Vinyl
Appliances: Tankless Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Closet, Entrance Foyer, Game Room, Central Vacuum, Walk-up Attic
Windows: Insulated Windows, Screens
Basement: Full, Walk-Out Access, Interior Entry, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1950
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Oil
Heating Zones: 5
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Rain Gutters, Storage, Professional Landscaping, Screens, Stone Wall
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Cleared, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Garage Door Opener, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, House of Worship, Public School, T-Station, University

Location

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Neighborhood

135 Temple Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
C-
Gardner Elementary School
0.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
1.8 mi
Grades K-08
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
0.4 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
0.9 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $345
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

2
Price Changes
0.6%
Price Range

Property Timeline

Price Reduced
Jan 24, 2026
$387,400 $500 (-0.13%)
From $387,900 to $387,400 (-0.1%)
Price Reduced
Dec 7, 2025
$387,900 $2,000 (-0.51%)
From $389,900 to $387,900 (-0.5%)
🏠
Listed for Sale
Oct 30, 2025
$389,900
Original listing
Agent: Maureen Baril Office: Coldwell Banker Realty - Leominster

Price & Status History

Date Event Price Change
Jan 24, 2026 Price Changed $387,400 -$500
Dec 7, 2025 Price Changed $387,900 -$2,000
Oct 30, 2025 New Listing Added $389,900

Market Statistics

Days on Market
117 days
Price per Sq Ft
$315
Total Price Drop
-$2,500

Tax History

Year Taxes Assessment
2025 $4,141 $288,400

Financial Details

Annual Property Tax
$4,141
Tax Year 2025
Assessed Value
$288,400

Listing Information

Listing Agent Maureen Baril
Listing Office Coldwell Banker Realty - Leominster
Agent MLS ID H3427008
Office MLS ID AN6215
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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