34 Banks Ter, Swampscott MA 01907

Swampscott, MA 01907 • Olmstead District
$755,000
Est. $4,018/month
4
Beds
2
Baths
2,200
Sq Ft
$343
Price/Sq Ft
0.13
Acres
1953
Year Built
Single Family Residence
Type
99
Days on Market
Closed Listed Sep 29, 2025 • MLS# 73332050

About this home

Welcome to this beautifully updated raised ranch, nestled in the heart of the Olmstead Historic District! This light-filled, spacious home boasts a modern, open layout with 3 bedrooms on the upper level and a versatile lower level that offers endless possibilities. Step into the recently renovated kitchen, featuring sleek white cabinets, stainless steel appliances, a convenient pot filler, and gas cooking. The breakfast bar is perfect for entertaining or casual dining, and a stunning wall of windows floods the space with natural light, large enough for a sitting area or dining room. The living room, with a bay window and cozy fireplace, offers a perfect spot to relax and unwind. Wood flooring throughout the main level adds to the home's charm. The lower level offers a huge room that can serve as a 4th bedroom, family room, or home office with its own entrance. This level also includes a full bath, garage access and storage. Great patio off the kitchen for entertaining. Central Air

Sale Statistics

Sale Overview
Original List Price: $849,900
Final Sale Price: $755,000
Difference: $94,900 (-11.2%)
Performance Metrics
88.8%
List to Sale Ratio
Sold below asking price
99
Days on Market
Extended listing
Price per Square Foot Analysis
Original $/sq ft: $386
Sale $/sq ft: $343
This property sold for $343 per square foot
Sale Summary

This property sold for 11.2% below the original asking price.

At 99 days on market, this property took longer than average to sell.

Facts & Features

Property Overview

Property Type
Single Family Residence
Property Category
Residential
Year Built
1953
Bedrooms
4
Full Bathrooms
2
Living Area
2,200 sq ft
Total Rooms
7
Main Level Bedrooms
3

Interior Features

Flooring
Wood, Tile, Hardwood
Heating
Forced Air, Natural Gas
Has Heating
Yes
Cooling
Central Air
Has Cooling
Yes
Fireplace Features
Living Room
Has Fireplace
Yes
Number of Fireplaces
1
Appliances
Electric Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Basement Details
Full, Partially Finished, Walk-Out Access, Garage Access
Window Features
Insulated Windows
Door Features
Insulated Doors
Accessibility Features
No

Exterior & Structure

Construction Materials
Frame
Architectural Style
Raised Ranch
Roof
Shingle
Foundation
Concrete Perimeter
Exterior Features
Patio
Patio/Porch Features
Patio
Has Spa
No
Waterfront Features
Ocean, 3/10 to 1/2 Mile To Beach, Beach Ownership(Public)
Waterfront Property
No

Lot & Land

Lot Size
0.13 acres
Lot Size
5,750 sq ft
Lot Size Area
0.1300
Frontage Length
50 ft
Road Surface Type
Paved
Road Frontage Type
Public, Dead End

Parking & Garage

Garage Spaces
1
Has Garage
Yes
Attached Garage
Yes
Has Carport
No
Total Non-Garage Parking Spaces
2
Parking Features
Under, Paved Drive, Off Street, Driveway, Paved
Covered Parking Spaces
1

Utilities & Systems

Utilities Available
for Gas Range
Water Source
Public
Sewer
Public Sewer
Electric
Circuit Breakers
Energy Efficient Features
Thermostat

Community & HOA

Subdivision
Olmstead District
Community Features
Public Transportation, Shopping, Walk/Jog Trails, Public School
HOA
No
Senior Community
No

Financial & Tax Information

Annual Tax Amount
$7,940
Tax Year
2024
Tax Assessed Value
$691,000
Parcel Number
2167510
Zoning
A-2

Additional Details

Year Built Source
Public Records
Year Built Details
Actual
Attached Property
No
Disclosures
See inc/exc sheet in MLS Offers must be in one PDF. Pre-approval or proof of funds included. See MLS for open house days/times

Location

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Neighborhood

Olmstead District

34 Banks Ter, Swampscott MA 01907

Swampscott, MA 01907

Walkability

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Schools

School information not available

Monthly Payment Calculator

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Estimated Monthly Payment $0

Payment Breakdown

Principal & Interest $0
Property Tax $662
Homeowners Insurance $200
PMI $0

Property History

Market Insights

9%
Price Range
101
Total Days on Market

Property Timeline

Sold
May 30, 2025
$755,000
Property sold
Days on Market: 101
🏠
Listed for Sale
Feb 4, 2025
$829,900
Original listing
Agent: Gingle-Lerman Realty Group Office: William Raveis R.E. & Home Services

Price & Status History

Date Event Price Change
Feb 4, 2025 New Listing Added $829,900

Market Statistics

Days on Market
99 days
Price per Sq Ft
$343

Tax History

Year Taxes Assessment
2024 $7,940 $691,000

Financial Details

Annual Property Tax
$7,940
Tax Year 2024
Assessed Value
$691,000

Listing Information

Listing Agent Gingle-Lerman Realty Group
Listing Office William Raveis R.E. & Home Services
Agent MLS ID TM331675
Office MLS ID M95385

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