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7 Cove Road, Chatham MA 02650

Chatham, MA 02650
$5,750,000
Est. $29,555/month
3
Beds
5
Baths
4,902
Sq Ft
$1,173
Price/Sq Ft
0.49
Acres
2026
Year Built
11 hours 11 minutes
Time on Market
Active Listed Mar 19, 2026 • MLS# 73489258 Copied!

About this home

Tucked within a coveted North Chatham setting of Harbor Coves and offering access to a private association beach, this exceptional Gambrel-style residence currently under construction with Harbor Builders presents a sophisticated coastal retreat.The property offers generous indoor and outdoor living spaces on a half an acre. The main level features an inviting open floor plan where a well-appointed kitchen that flows seamlessly into a spacious great room with living and dining areas. An elegant first floor primary bedroom with en suite bath, laundry, and mudroom complete the first floor. Above, there are two additional luxurious en suite bedrooms. The second level is anchored by a family room with a full bath, office and a versatile loft that provides ideal accommodations for family and guests. The lower level has the opportunity for an entertainment room, exercise space, and full bath, offering additional flexibility. The grounds are equally impressive, featuring a spa-like pool.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2026
Bedrooms
3
Full Bathrooms
4
Half Bathrooms
2
Living Area
4,902 sq ft
Total Rooms
10
Main Level Bedrooms
1

Facts & Features

2 Car Garage
Central AC
New Construction

Home Facts

Type Residential
Style Single Family Residence
Year Built 2026
Living Area 4,902 sq ft
Lot Size 0.49 acres
Bedrooms 3
Full Baths 4
Half Baths 2
Total Rooms 10

Interior

Heating Forced Air
Cooling Central Air
Flooring Tile, Hardwood
Appliances Gas Water Heater, Range, Refrigerator, Freezer
Fireplace Living Room
Fireplaces 1
Basement Full, Finished, Interior Entry, Bulkhead
Laundry First Floor
Features Exercise Room, Media Room

Exterior

Construction None
Architecture None
Roof Wood
Features Porch, Deck, Pool - Inground
Pool In Ground
Spa None
Fencing None
Patio/Porch Porch, Deck

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Private Sewer
Gas None
Other None

Financial

Annual Tax $3,239
Assessed Value $947,200
HOA Yes
HOA Fee $125
HOA Frequency Annually

Interior Features

Flooring: Tile, Hardwood
Appliances: Gas Water Heater, Range, Refrigerator, Freezer
Interior Features: Exercise Room, Media Room
Windows:
Basement: Full, Finished, Interior Entry, Bulkhead
Laundry: First Floor
Security:

Construction & Materials

Year Built: 2026
Structure Type:
Exterior Materials:
Roof: Wood
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Pool - Inground
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Corner Lot, Wooded
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Garage Door Opener

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Pool: Private Pool
Pool Features: In Ground
Community Amenities: Golf

Location

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Neighborhood

7 Cove Road, Chatham MA 02650

Chatham, MA 02650

Walkability

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Nearby Schools

School District
Monomoy Regional School District local
C+
School Safety 2024-25
3.5% Above Average
2.8% Suspensions 1.5% In-School 0.7% Emergency
2.0% below state avg
E

Elementary Schools

1 school
B+
Chatham Elementary School
1.7 mi | #311 of 824 | Score: 50.4
Dropped 108 spots from last year
-7.8 below state avg
146 students Diverse
Grades PK-04
M

Middle Schools

1 school
B+
Monomoy Regional Middle School
1.0 mi | #117 of 352 | Score: 47.5
Dropped 36 spots from last year
-10.7 below state avg
395 students Moderate
Grades 05-07
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $270
Homeowners Insurance $200
HOA Fee $10/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 19, 2026
$5,750,000
Original listing
Agent: Chris Rhinesmith Office: Compass

Price & Status History

Date Event Price Change
Mar 19, 2026 New Listing Added $5,750,000

Market Statistics

Time on Market
11 hours 11 minutes
Price per Sq Ft
$1,173

Tax History

Year Taxes Assessment
2025 $3,239 $947,200

Financial Details

Annual Property Tax
$3,239
Tax Year 2025
HOA Fee
$125
Annually
Assessed Value
$947,200

Listing Information

Listing Agent Chris Rhinesmith
Listing Office Compass
Agent MLS ID CN246172
Office MLS ID AN6584
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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7 Cove Road, Chatham MA 02650 - Photo 1 7 Cove Road, Chatham MA 02650 - Photo 2 7 Cove Road, Chatham MA 02650 - Photo 3 7 Cove Road, Chatham MA 02650 - Photo 4
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