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7 Cedar Road, Spencer MA 01562

Spencer, MA 01562
$250,000
Est. $1,703/month
2
Beds
1
Baths
380
Sq Ft
$658
Price/Sq Ft
0.20
Acres
1974
Year Built
Single Family Residence
Type
10 hours 18 minutes
Time on Market
Active Listed Apr 11, 2026 • MLS# 73500159 Copied!

About this home

Escape to your own slice of paradise! This quaint seasonal cottage sits on a beautiful Sugden Reservoir, an 87 acre lake, offering full recreational opportunities~from boating and fishing to swimming and kayaking. With 35 feet of coveted water frontage, this property is perfect for those looking to rebuild their dream lakefront home. Whether you're envisioning a modern retreat or a charming getaway, the possibilities here are endless.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1974
Bedrooms
2
Full Bathrooms
1
Living Area
380 sq ft
Total Rooms
3

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1974
Living Area 380 sq ft
Lot Size 0.20 acres
Bedrooms 2
Full Baths 1
Total Rooms 3

Interior

Heating None
Cooling None
Flooring None
Appliances Water Heater
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture Cottage
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Private
Sewer Private Sewer
Gas None
Other None

Financial

Annual Tax $2,263
Assessed Value $192,800
HOA Yes
HOA Fee $50

Interior Features

Flooring:
Appliances: Water Heater
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Cottage
Year Built: 1974
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: None
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Frontage: 44.00 ft
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Dock/Mooring, Frontage, Lake/Pond, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Conservation Area, House of Worship, Public School

Location

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Neighborhood

7 Cedar Road, Spencer MA 01562

Spencer, MA 01562

Walkability

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Nearby Schools

School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

1 school
C-
Wire Village School
0.9 mi | #667 of 824 | Score: 37.5
Improved 6 spots from last year
-20.7 below state avg
430 students Moderate
Grades K-04
H

High Schools

1 school
C
David Prouty High School
1.8 mi | #271 of 346 | Score: 44.4
Dropped 26 spots from last year
-13.8 below state avg
306 students Moderate
13 sports • 482 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $189
Homeowners Insurance $200
HOA Fee $50/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 11, 2026
$250,000
Original listing
Agent: Mary Stolarczyk Office: RE/MAX Vision

Price & Status History

Date Event Price Change
Apr 11, 2026 New Listing Added $250,000 —

Market Statistics

Time on Market
10 hours 18 minutes
Price per Sq Ft
$658

Tax History

Year Taxes Assessment
2025 $2,263 $192,800

Financial Details

Annual Property Tax
$2,263
Tax Year 2025
HOA Fee
$50
Per month
Assessed Value
$192,800

Listing Information

Listing Agent Mary Stolarczyk
Listing Office RE/MAX Vision
Agent MLS ID K9500888
Office MLS ID K95622
Listing Data Updated Apr 11, 2026 5:19 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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7 Cedar Road, Spencer MA 01562 - Photo 1 7 Cedar Road, Spencer MA 01562 - Photo 2 7 Cedar Road, Spencer MA 01562 - Photo 3 7 Cedar Road, Spencer MA 01562 - Photo 4 7 Cedar Road, Spencer MA 01562 - Photo 5 7 Cedar Road, Spencer MA 01562 - Photo 6 7 Cedar Road, Spencer MA 01562 - Photo 7 7 Cedar Road, Spencer MA 01562 - Photo 8
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