690 Clark St, Gardner MA 01440

Gardner, MA 01440
$315,000
Est. $2,149/month
3
Beds
1
Baths
960
Sq Ft
$328
Price/Sq Ft
0.50
Acres
1981
Year Built
52 minutes
Time on Market
Active Open House Listed Dec 16, 2025 • MLS# 73462427 Copied!

About this home

Set near the Templeton/Gardner line, this adorable 3-bedroom ranch offers comfortable one-level living on a peaceful half-acre lot! The exterior features timeless wood shake siding and several major system updates have already been completed for you, including a roof that’s roughly 10 years old, new windows & doors (1 year old), and a forced-air heating system added in February 2023. There's also a wood stove for supplemental heating. Inside, you’ll find a spacious living room, an open kitchen and dining area that leads directly to the covered back deck, and three generously sized bedrooms - all with closets, plus a full bath. Enter out back to a covered deck - an ideal spot to unwind or enjoy the outdoors in any weather. The property also includes a very spacious storage shed with electricity, perfect for tools, equipment or projects. This is a great option for anyone seeking an efficient, well-cared-for home in a quiet, yet convenient location.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1981
Bedrooms
3
Full Bathrooms
1
Living Area
960 sq ft
Total Rooms
5
Main Level Bedrooms
3

Open House Schedule

20
Dec
Saturday, December 20
11:00 AM - 12:30 PM EST

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1981
Living Area 960 sq ft
Lot Size 0.50 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Forced Air, Oil, Wood Stove
Cooling None
Flooring Carpet, Laminate
Appliances Electric Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features Internet Available - Broadband

Exterior

Construction None
Architecture Ranch
Roof Shingle
Features Deck - Wood, Covered Patio/deck, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood, Covered

Parking

Features Off Street
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,276
Assessed Value $297,800

Interior Features

Flooring: Carpet, Laminate
Appliances: Electric Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features: Internet Available - Broadband
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Sump Pump, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1981
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Oil, Wood Stove
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Covered Patio/Deck, Rain Gutters, Storage
Patio & Porch: Deck - Wood, Covered
Fencing:
Other Structures:
Lot Features: Wooded, Cleared, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street

Location

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Neighborhood

690 Clark St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Schools

Elementary School
Ges
Rating information coming soon
Middle School
Gms
Rating information coming soon
High School
Ghs
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
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After down payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $356
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Dec 16, 2025
$315,000
Original listing
Agent: Olivia Paras Office: LAER Realty Partners

Price & Status History

Date Event Price Change
Dec 16, 2025 New Listing Added $315,000

Market Statistics

Time on Market
52 minutes
Price per Sq Ft
$328

Tax History

Year Taxes Assessment
2025 $4,276 $297,800

Financial Details

Annual Property Tax
$4,276
Tax Year 2025
Assessed Value
$297,800

Listing Information

Listing Agent Olivia Paras
Listing Office LAER Realty Partners
Agent MLS ID CN230990
Office MLS ID AN7393

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Market Analytics for Gardner, MA

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