65 School St, Gardner MA 01436

Gardner, MA 01436
$440,000
Est. $2,796/month
6
Beds
2
Baths
2,424
Sq Ft
$182
Price/Sq Ft
0.40
Acres
1830
Year Built
20
Days on Market
Pending Listed Oct 28, 2025 • MLS# 73448642 Copied!

About this home

Looking for an investment property or an owner-occupied two-family? This versatile 2-unit offers great potential to build equity and customize to your vision. Recent updates include a new roof (2024), updated electric water heaters, new exterior stairs to Unit 2, and a new front deck. Enjoy off-street parking and an unfinished basement ready for your ideas. Unit 1 features 2 bedrooms, an office used as a 3rd bedroom, a full bath, kitchen, and living room—currently leased. Fireplaces are non operational. Unit 2 spans two floors and includes 4 bedrooms, a kitchen, bath, and living room—delivered vacant, was renting at $2,100. The fenced backyard offers ample space for outdoor gatherings, with a public playground and skate park just behind the property. Don’t miss this opportunity—schedule your showing today!

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1830
Bedrooms
6
Full Bathrooms
2
Living Area
2,424 sq ft
Total Rooms
9
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1830
Living Area 2,424 sq ft
Lot Size 0.40 acres
Bedrooms 6
Full Baths 2
Total Rooms 9

Interior

Heating Baseboard, Other
Cooling Window Unit(s)
Flooring Stone / Slate, Vinyl / Vct
Appliances Range, Refrigerator
Fireplace None
Fireplaces 2
Basement Full, Walk-out Access, Concrete, Unfinished
Laundry None
Features Ceiling Fan(s), Living Room, Kitchen, Office/den

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Rain Gutters, Stone Wall
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Deck - Wood

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric 100 Amp Service, Common, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven

Financial

Annual Tax $4,452
Assessed Value $310,000

Interior Features

Flooring: Stone / Slate, Vinyl / VCT
Appliances: Range, Refrigerator
Interior Features: Ceiling Fan(s), Living Room, Kitchen, Office/Den
Windows:
Basement: Full, Walk-Out Access, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1830
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard, Other
Cooling: Window Unit(s)
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters, Stone Wall
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced
Other Structures:
Lot Features: Gentle Sloping
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Park, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, Public School, University, Sidewalks

Location

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Neighborhood

65 School St, Gardner MA 01436

Gardner, MA 01436

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $371
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 28, 2025
$440,000
Original listing
Office: Prestige Homes Real Estate, LLC

Price & Status History

Date Event Price Change
Oct 28, 2025 New Listing Added $440,000

Market Statistics

Days on Market
20 days
Price per Sq Ft
$182

Tax History

Year Taxes Assessment
2025 $4,452 $310,000

Financial Details

Annual Property Tax
$4,452
Tax Year 2025
Assessed Value
$310,000

Listing Information

Listing Agent Nicholas T. Pelletier
Listing Office Prestige Homes Real Estate, LLC
Agent MLS ID CN226169
Office MLS ID AN2615
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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