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64 High St., Gardner MA 01440

Gardner, MA 01440
$409,900
Est. $2,556/month
4
Beds
2
Baths
2,199
Sq Ft
$186
Price/Sq Ft
0.72
Acres
1860
Year Built
Multi Family
Type
92
Days on Market
Pending Price Drop -$90,000 Listed Sep 17, 2025 • MLS# 73432019 Copied!

About this home

Welcome to this beautiful sun drenched 2 family right off the highway! On a quiet street, close to everything you need, you'll find gorgeous floors, a deck waiting for your outdoor furniture, a private yard, and updates galore! And with rental income, it's a great opportunity to build your credit while made much easier! The second unit has 2 floors, and the tenant is TAW.

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1860
Bedrooms
4
Full Bathrooms
2
Living Area
2,199 sq ft
Total Rooms
8
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1860
Living Area 2,199 sq ft
Lot Size 0.72 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Interior

Heating None
Cooling None
Flooring Wood, Tile, Carpet
Appliances None
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive
Total Spaces 4

Utilities

Electric 220 Volts
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,405
Assessed Value $237,100

Interior Features

Flooring: Wood, Tile, Carpet
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1860
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Granite
Stories: 3

Heating, Cooling & Utilities

Heating:
Heating Zones: 2
Cooling:
Hot Water: Oil, Tankless
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive

Location

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Neighborhood

64 High St., Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.0 mi
Grades K-08
C-
Gardner Elementary School
1.8 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
2.2 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
2.0 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.5 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $284
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

🏠
Listed for Sale
Sep 17, 2025
$409,900
Original listing
Agent: Nicole Glover Office: Coldwell Banker Realty - Leominster
🏠
Listed for Sale
Sep 17, 2025
$409,900
Original listing
Office: Coldwell Banker Realty - Leominster

Price & Status History

Date Event Price Change
Sep 17, 2025 New Listing Added $409,900 —
Sep 17, 2025 New Listing Added $409,900 —

Market Statistics

Days on Market
92 days
Price per Sq Ft
$186
Total Price Drop
-$90,000

Tax History

Year Taxes Assessment
2025 $3,405 $237,100

Financial Details

Annual Property Tax
$3,405
Tax Year 2025
Assessed Value
$237,100

Listing Information

Listing Agent Nicole Glover
Listing Office Coldwell Banker Realty - Leominster
Agent MLS ID CN229477
Office MLS ID AN6215

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Market Analytics for Gardner, MA

Real-time market trends and pricing data for this area

64 High St., Gardner MA 01440 - Photo 1 64 High St., Gardner MA 01440 - Photo 2 64 High St., Gardner MA 01440 - Photo 3 64 High St., Gardner MA 01440 - Photo 4 64 High St., Gardner MA 01440 - Photo 5 64 High St., Gardner MA 01440 - Photo 6 64 High St., Gardner MA 01440 - Photo 7 64 High St., Gardner MA 01440 - Photo 8

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