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63 Oak St, Ludlow MA 01056

Ludlow, MA 01056
$319,999
Est. $2,216/month
3
Beds
1
Baths
1,305
Sq Ft
$245
Price/Sq Ft
0.12
Acres
1914
Year Built
4 hours 21 minutes
Time on Market
Active Open House Listed Mar 5, 2026 • MLS# 73483003 Copied!

About this home

Fully updated 3-bedroom single-family home featuring a new natural gas heating system (converted from oil), updated plumbing and electrical, and beautiful hardwood floors throughout. This move-in-ready home offers a bright living area, spacious bedrooms, and a functional layout perfect for comfortable everyday living. The kitchen includes modern appliances and ample cabinet space. Situated on a 5,227+ sq ft lot with paved driveway and off-street parking. Conveniently located near schools, shopping, and major highway access. Major system upgrades already completed including conversion to natural gas heating, updated plumbing, and electrical — offering peace of mind for the next owner.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1914
Bedrooms
3
Full Bathrooms
1
Living Area
1,305 sq ft
Total Rooms
6

Open House Schedule

07
Mar
Saturday, March 7
12:00 PM - 2:00 PM EST

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1914
Living Area 1,305 sq ft
Lot Size 0.12 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances Electric Water Heater, Microwave, Energy Star Qualified Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Energy Star Qualified Washer
Fireplace None
Basement None
Laundry None
Features None

Exterior

Construction None
Architecture Colonial
Roof None
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,776
Assessed Value $275,300

Interior Features

Flooring:
Appliances: Electric Water Heater, Microwave, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1914
Structure Type:
Exterior Materials:
Roof:
Foundation: Brick/Mortar

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

63 Oak St, Ludlow MA 01056

Ludlow, MA 01056

Walkability

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Nearby Schools

School District
Ludlow School District local
C
School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
0.2 mi
Grades PK-08
East Street Elementary School
0.6 mi
368 students Moderate
Grades PK-01
C-
Indian Orchard Elementary School
0.9 mi | #681 of 824 | Score: 36.7
Improved 121 spots from last year
-21.5 below state avg
580 students Diverse
Rising School
Grades PK-05
M

Middle Schools

1 school
F
John F Kennedy Middle School
1.8 mi | #339 of 352 | Score: 26.5
Dropped 2 spots from last year
-31.7 below state avg
366 students Moderate
Grades 06-08
H

High Schools

2 schools
B-
Ludlow Senior High School
1.2 mi | #190 of 346 | Score: 52.1
Dropped 40 spots from last year
-6.1 below state avg
736 students Moderate
18 sports • 1,236 athletes
Career Tech Programs Strong Athletics
Grades 09-12
F
Springfield Public Day High School
1.5 mi | #334 of 346 | Score: 23.6
Dropped 83 spots from last year
-34.6 below state avg
65 students Moderate
College Ready Curriculum
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $398
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 5, 2026
$319,999
Original listing
Agent: Darin Thompson Office: Stuart St James, Inc.

Price & Status History

Date Event Price Change
Mar 5, 2026 New Listing Added $319,999

Market Statistics

Time on Market
4 hours 21 minutes
Price per Sq Ft
$245

Tax History

Year Taxes Assessment
2025 $4,776 $275,300

Financial Details

Annual Property Tax
$4,776
Tax Year 2025
Assessed Value
$275,300

Listing Information

Listing Agent Darin Thompson
Listing Office Stuart St James, Inc.
Agent MLS ID BB810237
Office MLS ID AC1022
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Ludlow, MA

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