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58 Bear Hill Road, Gardner MA 01440

Gardner, MA 01440
$409,900
Est. $2,679/month
3
Beds
1.5
Baths
1,549
Sq Ft
$265
Price/Sq Ft
0.29
Acres
1990
Year Built
12 hours 6 minutes
Time on Market
Active Open House Listed Mar 19, 2026 • MLS# 73489212 Copied!

About this home

CHARMING CAPE ON QUIET CUL-DE-SAC! Peace and privacy await in this meticulously maintained home. The interior is a showcase of timeless style, featuring fresh paint and a seamless flow of hardwood floors throughout the living room, dining room, stairs, hallway, and both upper-level bedrooms. The heart of the home is anchored by a cozy fireplace and a beautifully updated kitchen with brand-new granite countertops. Directly off the dining room, relax in the sun-drenched enclosed porch—a perfect year-round retreat. You'll find significant value in the major updates, including the newer roof, vinyl siding, windows, and furnace, providing incredible peace of mind. The walk-out lower level is a true standout, offering a third bedroom with brand-new carpet, a large window, and a full-size door to the yard. Flooded with natural light, it offers a private entrance perfect for a home office or guest suite. Move right in and enjoy this turn-key Gardner gem! Open House Sat. 3/21/26 11-12:30 PM.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1990
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,549 sq ft
Total Rooms
7

Open House Schedule

21
Mar
Saturday, March 21
11:00 AM - 12:30 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1990
Living Area 1,549 sq ft
Lot Size 0.29 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Vinyl, Carpet, Hardwood
Appliances Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck - Composite, Patio, Rain Gutters, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck - Composite, Patio

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,878
Assessed Value $339,900

Interior Features

Flooring: Vinyl, Carpet, Hardwood
Appliances: Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Cape
Year Built: 1990
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Composite, Patio, Rain Gutters, Storage
Patio & Porch: Deck - Composite, Patio
Fencing:
Other Structures:
Lot Features: Cul-De-Sac, Wooded, Cleared
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, University, Sidewalks

Location

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Neighborhood

58 Bear Hill Road, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg

No schools found within 5 miles

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $407
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 19, 2026
$409,900
Original listing
Agent: Nancy Whitehouse-Bain Office: Keller Williams Realty North Central

Price & Status History

Date Event Price Change
Mar 19, 2026 New Listing Added $409,900

Market Statistics

Time on Market
12 hours 6 minutes
Price per Sq Ft
$265

Tax History

Year Taxes Assessment
2025 $4,878 $339,900

Financial Details

Annual Property Tax
$4,878
Tax Year 2025
Assessed Value
$339,900

Listing Information

Listing Agent Nancy Whitehouse-Bain
Listing Office Keller Williams Realty North Central
Agent MLS ID H6542000
Office MLS ID K95580
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

Real-time market trends and pricing data for this area

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