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57 Belmont Street, Ludlow MA 01056

Ludlow, MA 01056
$399,900
Est. $2,719/month
3
Beds
2
Baths
1,196
Sq Ft
$334
Price/Sq Ft
0.23
Acres
1979
Year Built
6
Days on Market
Pending Listed Feb 11, 2026 • MLS# 73476060 Copied!

About this home

One-owner, lovingly cared for & meticulously maintained brick ranch set on a corner lot and offering 3 bdrms and a full bath on the main living level. This solid, well-built home features an attached 2-car garage plus a rare oversized detached garage with a separate driveway—ideal for a mechanic, tradesperson, hobbyist, or for storing multiple vehicles. The finished lower level expands your living space & offers flexibility, complete with an additional full bath, second eat-in kitchen, fireplace, and family rm—perfect for guest space or extended entertaining. Hardwood floors & ceramic tile run throughout the home, adding warmth & durability. Outside, enjoy a fenced yard and patio ideal for outdoor gatherings & relaxation. Additional features include hot water baseboard heat, central air, and peace of mind with major updates already completed in 2012 (APO)—roof, siding, & windows. Don't miss this truly special property that reflects pride of ownership and offers many possibilities!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1979
Bedrooms
3
Full Bathrooms
2
Living Area
1,196 sq ft
Total Rooms
9

Facts & Features

5 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1979
Living Area 1,196 sq ft
Lot Size 0.23 acres
Bedrooms 3
Full Baths 2
Total Rooms 9

Interior

Heating Baseboard, Oil
Cooling Central Air
Flooring Tile, Hardwood, Flooring - Stone/ceramic Tile
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Finished, Interior Entry
Laundry Flooring - Stone/ceramic Tile, In Basement, Electric Dryer Hookup, Washer Hookup
Features Kitchen, Living/dining Rm Combo

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck, Patio, Storage, Professional Landscaping, Sprinkler System, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck, Patio

Parking

Garage Spaces 5
Has Garage Yes
Features Attached, Detached, Garage Door Opener, Paved Drive, Off Street
Total Spaces 11

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,963
Assessed Value $343,700

Interior Features

Flooring: Tile, Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Range, Dishwasher, Refrigerator
Interior Features: Kitchen, Living/Dining Rm Combo
Windows:
Basement: Full, Finished, Interior Entry
Laundry: Flooring - Stone/Ceramic Tile, In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1979
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Patio, Storage, Professional Landscaping, Sprinkler System, Fenced Yard
Patio & Porch: Deck, Patio
Fencing: Fenced
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Garage Spaces: 5
Garage Type: Attached
Total Parking Spaces: 11
Parking Features: Attached, Detached, Garage Door Opener, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:

Location

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Neighborhood

57 Belmont Street, Ludlow MA 01056

Ludlow, MA 01056

Walkability

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Nearby Schools

School District
Ludlow School District local
C
School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
1.0 mi
Grades PK-08
B
Harris Brook Elementary School
0.6 mi | #375 of 824 | Score: 48.3
Improved 230 spots from last year
-9.9 below state avg
593 students Moderate
Rising School
Grades 02-05
East Street Elementary School
1.4 mi
368 students Moderate
Grades PK-01
H

High Schools

1 school
B-
Ludlow Senior High School
1.6 mi | #190 of 346 | Score: 52.1
Dropped 40 spots from last year
-6.1 below state avg
736 students Moderate
18 sports • 1,236 athletes
Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $497
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

Pending Sale
Feb 18, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Feb 11, 2026
$399,900
Original listing
Agent: Suzie Ice Team Office: Ideal Real Estate Services, Inc.

Price & Status History

Date Event Price Change
Feb 11, 2026 New Listing Added $399,900

Market Statistics

Days on Market
6 days
Price per Sq Ft
$334

Tax History

Year Taxes Assessment
2025 $5,963 $343,700

Financial Details

Annual Property Tax
$5,963
Tax Year 2025
Assessed Value
$343,700

Listing Information

Listing Agent Suzie Ice Team
Listing Office Ideal Real Estate Services, Inc.
Agent MLS ID TM305071
Office MLS ID NB1813
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Ludlow, MA

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