56 Ruggles Street, Westborough MA 01581

Westborough, MA 01581
$725,000
Est. $4,700/month
3
Beds
2
Baths
2,329
Sq Ft
$311
Price/Sq Ft
0.72
Acres
1938
Year Built
26
Days on Market
Pending Listed Oct 22, 2025 • MLS# 73446769 Copied!

About this home

This hidden gem truly surprises upon arrival. Follow the drive as the property opens up to you: the house sits as pretty as a picture, framed by an expansive, beautifully manicured lot with mature trees. It offers total privacy yet is moments from downtown.A brick walkway leads to a paver patio and covered porch. Step inside to natural light and an open layout. The living room features hardwood floors, a vaulted ceiling with skylights, and flows into the kitchen with a breakfast bar and center island.The formal dining room, with its charming bow window, also has hardwood floors. French doors lead to a sitting room with a cozy wood stove insert. A full bath and laundry room complete the first floor.Two staircases access the second floor with three bedrooms (all with wood floors and skylights) and a second full bath. The partially finished basement adds bonus space with a pellet stove. Enjoy your private outdoor oasis for gardening and gatherings, plus a large storage shed. Welcome Home!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1938
Bedrooms
3
Full Bathrooms
2
Living Area
2,329 sq ft
Total Rooms
8

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1938
Living Area 2,329 sq ft
Lot Size 0.72 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Hot Water, Oil
Cooling Ductless
Flooring Tile, Laminate, Hardwood, Flooring - Hardwood
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace Wood / Coal / Pellet Stove
Fireplaces 1
Basement Partial, Crawl Space, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, First Floor
Features Recessed Lighting, Sitting Room, Bonus Room

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Patio, Rain Gutters, Storage, Screens, Garden, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Porch, Patio

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 7

Utilities

Electric Circuit Breakers, 200+ Amp Service, Other (see Remarks)
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $10,005
Assessed Value $614,200

Interior Features

Flooring: Tile, Laminate, Hardwood, Flooring - Hardwood
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Recessed Lighting, Sitting Room, Bonus Room
Windows: Window(s) - Bay/Bow/Box, Insulated Windows, Screens
Basement: Partial, Crawl Space, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Cape
Year Built: 1938
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone, Irregular

Heating, Cooling & Utilities

Heating: Hot Water, Oil
Heating Zones: 1
Cooling: Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Patio, Rain Gutters, Storage, Screens, Garden, Stone Wall
Patio & Porch: Porch, Patio
Fencing:
Other Structures:
Lot Features: Easements, Cleared, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 7
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Wood / Coal / Pellet Stove
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Highway Access, House of Worship, Public School, Sidewalks

Location

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Neighborhood

56 Ruggles Street, Westborough MA 01581

Westborough, MA 01581

Walkability

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Schools

Middle School
Gibbons
Rating information coming soon
High School
Whs
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $834
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 22, 2025
$725,000
Original listing
Agent: Mary G. Wood Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Oct 22, 2025 New Listing Added $725,000

Market Statistics

Days on Market
26 days
Price per Sq Ft
$311

Tax History

Year Taxes Assessment
2025 $10,005 $614,200

Financial Details

Annual Property Tax
$10,005
Tax Year 2025
Assessed Value
$614,200

Listing Information

Listing Agent Mary G. Wood
Listing Office Lamacchia Realty, Inc.
Agent MLS ID K8001620
Office MLS ID AN7364
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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