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54 Bernard St, Springfield MA 01109

Springfield, MA 01109
$255,000
Est. $1,786/month
3
Beds
1.5
Baths
1,298
Sq Ft
$196
Price/Sq Ft
0.16
Acres
1949
Year Built
Single Family Residence
Type
153
Days on Market
Pending Price Drop -$35,000 Listed Aug 20, 2025 • MLS# 73420416 Copied!

About this home

Welcome to 54 Bernard St., a delightful cape-style home offering comfort and character in a peaceful Springfield neighborhood. This inviting residence features 3 spacious bedrooms and 1.5 bathrooms, perfect for families or those seeking extra space. The main level boasts a bright living area and a functional layout, while the partially finished basement adds flexible space for a playroom, office, or home gym. Step outside onto the deck, ideal for summer barbecues or simply enjoying the tranquility of the private fenced in yard. Situated on a dead-end street, this property combines quiet living with convenient access to local amenities, schools, and major routes. Showings are available starting 8/27 via ShowingTime. Open house will take place on 8/30 between 2-4p.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1949
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,298 sq ft
Total Rooms
6

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1949
Living Area 1,298 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Forced Air, Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances None
Fireplace None
Basement Full, Partially Finished
Laundry None
Features None

Exterior

Construction None
Architecture Cape
Roof None
Features Deck, Storage
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Deck

Parking

Features Paved
Total Spaces 2

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,556
Assessed Value $226,800

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full, Partially Finished
Laundry:
Security:

Construction & Materials

Style: Cape
Year Built: 1949
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage
Patio & Porch: Deck
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Paved

Location

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Neighborhood

54 Bernard St, Springfield MA 01109

Springfield, MA 01109

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
⚠ School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
↑ 0.4% above state avg
E

Elementary Schools

3 schools
D
Thomas M Balliet School
0.2 mi | #764 of 824 | Score: 31.3
Dropped 116 spots from last year
-26.9 below state avg
291 students Diverse
Grades PK-05
Balliet Preschool
0.4 mi
99 students Moderate
Grades PK
A+
Springfield Preparatory Charter School
1.0 mi | #2 of 16 | Score: 48.6
Improved 94 spots from last year
-9.7 below state avg
486 students Moderate
Rising School
Grades K-08
M

Middle Schools

3 schools
C
John J. Duggan Middle School
1.2 mi | #266 of 346 | Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
C+
STEM Middle Academy
1.4 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
F
John F Kennedy Middle School
1.9 mi | #339 of 352 | Score: 26.5
Dropped 2 spots from last year
-31.7 below state avg
366 students Moderate
Grades 06-08
H

High Schools

3 schools
C-
Baystate Academy Charter Public School
0.8 mi | #314 of 346 | Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students Moderate
Rising School College Ready Curriculum
Grades 06-12
C
Springfield Central High School
1.0 mi | #262 of 346 | Score: 45.2
Improved 37 spots from last year
-13 below state avg
1,983 students Diverse
17 sports • 1,176 athletes
High Graduation Rate Rising School College Ready Curriculum Strong Athletics
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
1.3 mi | #6 of 25 | Score: 48.8
Improved 257 spots from last year
-9.4 below state avg
1,382 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $296
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
8.6%
Price Range

Property Timeline

⏳
Pending Sale
Jan 10, 2026
Offer accepted, sale pending
↓
Price Reduced
Jan 7, 2026
$255,000 $24,000 (-8.6%)
From $279,000 to $255,000 (-8.6%)
🏠
Listed for Sale
Aug 20, 2025
$255,000
Original listing
Agent: Sandra Wahr Office: Executive Real Estate, Inc.
🏠
Listed for Sale
Aug 20, 2025
$255,000
Original listing
Agent: Sandra Wahr Office: Executive Real Estate, Inc.
🏠
Listed for Sale
Aug 20, 2025
$279,000
Original listing
Office: Executive Real Estate, Inc.

Price & Status History

Date Event Price Change
Jan 7, 2026 Price Changed $255,000 -$24,000
Aug 20, 2025 New Listing Added $255,000 —
Aug 20, 2025 New Listing Added $255,000 —
Aug 20, 2025 New Listing Added $279,000 —

Market Statistics

Days on Market
153 days
Price per Sq Ft
$196
Total Price Drop
-$35,000

Tax History

Year Taxes Assessment
2025 $3,556 $226,800

Financial Details

Annual Property Tax
$3,556
Tax Year 2025
Assessed Value
$226,800

Listing Information

Listing Agent Sandra Wahr
Listing Office Executive Real Estate, Inc.
Agent MLS ID M9502412
Office MLS ID AC1693
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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54 Bernard St, Springfield MA 01109 - Photo 1 54 Bernard St, Springfield MA 01109 - Photo 2 54 Bernard St, Springfield MA 01109 - Photo 3 54 Bernard St, Springfield MA 01109 - Photo 4 54 Bernard St, Springfield MA 01109 - Photo 5 54 Bernard St, Springfield MA 01109 - Photo 6 54 Bernard St, Springfield MA 01109 - Photo 7 54 Bernard St, Springfield MA 01109 - Photo 8 54 Bernard St, Springfield MA 01109 - Photo 9 54 Bernard St, Springfield MA 01109 - Photo 10
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