52 Church St, Gardner MA 01440

Gardner, MA 01440
$445,000
Est. $2,932/month
6
Beds
3
Baths
2,607
Sq Ft
$171
Price/Sq Ft
0.23
Acres
1901
Year Built
7 hours 17 minutes
Time on Market
Active Open House Listed Dec 10, 2025 • MLS# 73461447 Copied!

About this home

Welcome to this exceptionally versatile 4-bedroom, 2-bath home offering comfort, flexibility, and incredible added value. The main home features a spacious dining room, an extra finished basement area perfect for a family room, home office, or gym, and an inviting layout that suits a variety of needs. Connected by a large 3-season porch, you’ll find a beautifully maintained attached 2-bedroom in-law apartment complete with a fully applianced kitchen, private living space, and its own entrance—ideal for multi-generational living or rental potential. Enjoy peace of mind and energy savings with fully transferable, paid-off solar panels. The fenced-in backyard offers privacy for entertaining, gardening, or pets. With its thoughtful design, abundant space, and stand-out features, this property is a rare opportunity you won’t want to miss!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1901
Bedrooms
6
Full Bathrooms
3
Living Area
2,607 sq ft
Total Rooms
13

Open House Schedule

14
Dec
Sunday, December 14
10:00 AM - 11:30 AM EST
13
Dec
Saturday, December 13
10:00 AM - 11:30 AM EST

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1901
Living Area 2,607 sq ft
Lot Size 0.23 acres
Bedrooms 6
Full Baths 3
Total Rooms 13

Interior

Heating Baseboard, Oil
Cooling None
Flooring Wood, Vinyl, Carpet, Flooring - Hardwood, Flooring - Wall To Wall Carpet, Laminate
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Bulkhead, Unfinished
Laundry Electric Dryer Hookup
Features Closet, Country Kitchen, Office, Bedroom, Inlaw Apt., Sun Room

Exterior

Construction Frame
Architecture Antique
Roof Shingle
Features Porch, Porch - Enclosed, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Porch - Enclosed

Parking

Features Off Street
Total Spaces 5

Utilities

Electric 200+ Amp Service, Other (see Remarks)
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer

Financial

Annual Tax $5,786
Assessed Value $402,900

Interior Features

Flooring: Wood, Vinyl, Carpet, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Laminate
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Closet, Country Kitchen, Office, Bedroom, Inlaw Apt., Sun Room
Windows: Insulated Windows
Basement: Full, Bulkhead, Unfinished
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Style: Antique
Year Built: 1901
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: None
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Enclosed, Fenced Yard
Patio & Porch: Porch, Porch - Enclosed
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Off Street

Location

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Neighborhood

52 Church St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Schools

Elementary School
Gardner
Rating information coming soon
Middle School
Gardner
Rating information coming soon
High School
Gardner High School
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $482
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Dec 10, 2025
$445,000
Original listing
Office: LAER Realty Partners

Price & Status History

Date Event Price Change
Dec 10, 2025 New Listing Added $445,000

Market Statistics

Time on Market
7 hours 17 minutes
Price per Sq Ft
$171

Tax History

Year Taxes Assessment
2025 $5,786 $402,900

Financial Details

Annual Property Tax
$5,786
Tax Year 2025
Assessed Value
$402,900

Listing Information

Listing Agent Kelly LaGrassa
Listing Office LAER Realty Partners
Agent MLS ID NB115279
Office MLS ID AN7393
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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