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514 West St, Gardner MA 01440

Gardner, MA 01440
$349,999
Est. $2,321/month
3
Beds
1
Baths
1,390
Sq Ft
$252
Price/Sq Ft
1.23
Acres
1984
Year Built
5 hours 12 minutes
Time on Market
Active Open House Listed Jan 16, 2026 • MLS# 73469172 Copied!

About this home

Bright, clean, and move-in ready, this home sits on 1.23 acres and offers a layout that easily adapts to everyday life while delivering space both inside and out. The main level features updated flooring, neutral finishes, and excellent natural light throughout. The refreshed kitchen provides ample cabinet space, modern appliances, and room for everyday dining. Bedrooms are comfortable and versatile, ideal for sleeping, working from home, or guests. The finished basement, completed approximately two years ago, adds valuable additional living space along with a dedicated home gym area - perfect for movie nights, workouts, or play space. Outside, enjoy a large private, wooded backyard with a deck and firepit area, plus a fenced front yard installed approximately three years ago. A metal shed was added in summer 2025. Additional updates include replacement windows (2016) and a hot water tank replaced approximately two years ago. A home designed for comfort, flexibility, and easy living.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1984
Bedrooms
3
Full Bathrooms
1
Living Area
1,390 sq ft
Total Rooms
5
Main Level Bedrooms
3

Open House Schedule

17
Jan
Saturday, January 17
11:00 AM - 1:00 PM EST
18
Jan
Sunday, January 18
10:00 AM - 11:30 AM EST

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1984
Living Area 1,390 sq ft
Lot Size 1.23 acres
Bedrooms 3
Full Baths 1
Total Rooms 5

Interior

Heating Electric
Cooling Window Unit(s)
Flooring Tile, Vinyl
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Energy Star Qualified Refrigerator
Fireplace None
Basement Full, Finished, Interior Entry
Laundry In Basement
Features Exercise Room

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck - Wood, Rain Gutters, Storage
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Deck - Wood

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven

Financial

Annual Tax $4,215
Assessed Value $293,500

Interior Features

Flooring: Tile, Vinyl
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, ENERGY STAR Qualified Refrigerator
Interior Features: Exercise Room
Windows: Insulated Windows
Basement: Full, Finished, Interior Entry
Laundry: In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1984
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Electric
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Rain Gutters, Storage
Patio & Porch: Deck - Wood
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Wooded, Easements
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

514 West St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
3.7 mi
Grades K-08
C-
Gardner Elementary School
2.1 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.9 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
2.0 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.8 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $351
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 16, 2026
$349,999
Original listing
Agent: Tiffany McDonald Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Jan 16, 2026 New Listing Added $349,999

Market Statistics

Time on Market
5 hours 12 minutes
Price per Sq Ft
$252

Tax History

Year Taxes Assessment
2025 $4,215 $293,500

Financial Details

Annual Property Tax
$4,215
Tax Year 2025
Assessed Value
$293,500

Listing Information

Listing Agent Tiffany McDonald
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN239720
Office MLS ID AN5320
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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