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485 Bay Street, Springfield MA 01109

Springfield, MA 01109
$450,000
Est. $2,759/month
6
Beds
3
Baths
2,670
Sq Ft
$169
Price/Sq Ft
0.11
Acres
1922
Year Built
Multi Family
Type
3 hours 17 minutes
Time on Market
Active Listed Mar 31, 2026 • MLS# 73493941 Copied!

About this home

Well-maintained multi-family opportunity offering strong income potential. This property features teo units with spacious layouts, separate utilities, and off-street parking. Conveniently located near shopping, public transportation, schools, and major routes. Ideal for investors or owner-occupants looking to build equity while generating rental income. Property offers solid bones with upside potential for increased rents or value-add improvements. Easy access to local amenities and highways. Don’t miss this opportunity to own a versatile income-producing property in a convenient Springfield location.

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1922
Bedrooms
6
Full Bathrooms
3
Living Area
2,670 sq ft
Total Rooms
12
Stories
2
Levels
2

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1922
Living Area 2,670 sq ft
Lot Size 0.11 acres
Bedrooms 6
Full Baths 3
Total Rooms 12

Interior

Heating None
Cooling None
Flooring Vinyl
Appliances None
Fireplace None
Basement None
Laundry None
Features Living Room, Kitchen

Exterior

Construction Conventional (2x4-2x6)
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed

Parking

Features Paved Drive, Off Street
Total Spaces 5

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,405
Assessed Value $212,000

Interior Features

Flooring: Vinyl
Appliances:
Interior Features: Living Room, Kitchen
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1922
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

485 Bay Street, Springfield MA 01109

Springfield, MA 01109

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
⚠ School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
↑ 0.4% above state avg
E

Elementary Schools

3 schools
Margaret C Ells School
0.4 mi
141 students Moderate
Grades PK
D
The Springfield Virtual School
0.7 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
F
William N. DeBerry School
0.9 mi | #807 of 824 | Score: 26.5
Improved 10 spots from last year
-31.7 below state avg
483 students Moderate
Grades PK-05
M

Middle Schools

3 schools
C+
STEM Middle Academy
0.6 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
C
Van Sickle Prep School
1.0 mi | #13 of 16 | Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.0 mi | #10 of 16 | Score: 28.3
Improved 340 spots from last year
-29.9 below state avg
262 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
A
Roger L. Putnam Vocational Technical Academy
0.7 mi | #6 of 25 | Score: 48.8
Improved 257 spots from last year
-9.4 below state avg
1,382 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
0.7 mi | #338 of 346 | Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
C-
Springfield High School of Science and Technology
0.7 mi | #306 of 346 | Score: 37.1
Improved 4 spots from last year
-21.1 below state avg
1,091 students Moderate
13 sports • 870 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $284
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Mar 31, 2026
$450,000
Original listing
Agent: Lino Carrasquillo Office: Naples Realty Group

Price & Status History

Date Event Price Change
Mar 31, 2026 New Listing Added $450,000 —

Market Statistics

Time on Market
3 hours 17 minutes
Price per Sq Ft
$169

Tax History

Year Taxes Assessment
2024 $3,405 $212,000

Financial Details

Annual Property Tax
$3,405
Tax Year 2024
Assessed Value
$212,000

Listing Information

Listing Agent Lino Carrasquillo
Listing Office Naples Realty Group
Agent MLS ID CN239697
Office MLS ID AN6415
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Springfield, MA

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