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481 Humphrey St, Swampscott MA 01907

Swampscott, MA 01907
$1,200,000
Est. $6,940/month
5
Beds
2.5
Baths
2,471
Sq Ft
$486
Price/Sq Ft
0.14
Acres
1798
Year Built
6 hours 46 minutes
Time on Market
Active Open House Listed Apr 10, 2026 • MLS# 73499679 Copied!

About this home

Rare opportunity to own two single-family homes on one lot just one block from the ocean in highly desirable Swampscott! Enjoy the sights and sounds of nearby Swampscott Harbor and Fisherman’s Beach, both just moments from your doorstep. This prime coastal location is also a short walk to downtown Swampscott, offering a charming mix of local shops, restaurants, and everyday conveniences. This versatile property presents multiple living and investment options: • Ideal for owner-occupants with extended family • Perfect for live-in owners seeking rental income • Excellent as a fully income-producing investment property. Both homes have been well maintained and feature numerous updates, making this a turnkey opportunity in a sought-after seaside community. Whether you’re looking for a multi-generational living setup, a coastal retreat, or a strong rental investment, this property offers exceptional flexibility and value. Don’t miss this unique opportunity!

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1798
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,471 sq ft
Total Rooms
11
Stories
5
Levels
5

Open House Schedule

12
Apr
Sunday, April 12
12:30 PM - 2:00 PM EDT

Facts & Features

Central AC

Home Facts

Type Residential Income
Style Multi Family
Year Built 1798
Living Area 2,471 sq ft
Lot Size 0.14 acres
Bedrooms 5
Full Baths 2
Half Baths 1
Total Rooms 11

Interior

Heating Forced Air, Natural Gas, Electric, Individual, Ductless
Cooling Central Air, Ductless
Flooring Wood, Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Walk-up Attic, Heated Attic, Bathroom With Tub & Shower, Bathroom With Shower Stall, Open Floorplan, Living Room, Dining Room, Kitchen, Loft

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street, Paved
Total Spaces 10

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $8,068
Assessed Value $703,400

Interior Features

Flooring: Wood, Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Walk-Up Attic, Heated Attic, Bathroom With Tub & Shower, Bathroom with Shower Stall, Open Floorplan, Living Room, Dining Room, Kitchen, Loft
Windows: Stained Glass Window(s)
Basement: Full, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1798
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 5

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Electric, Individual, Ductless
Heating Zones: 3
Cooling: Central Air, Ductless
Cooling Zones: 2
Hot Water: Natural Gas, Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

481 Humphrey St, Swampscott MA 01907

Swampscott, MA 01907

Walkability

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Nearby Schools

School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
0.5 mi | #326 of 824 | Score: 50.0
Dropped 54 spots from last year
-8.2 below state avg
Limited historical data for year-over-year comparison
734 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
0.5 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
1.0 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $672
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

57.5%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Apr 10, 2026
$1,200,000
Original listing
Previous Transaction - MLS #72260141
Full transaction history available when tracking began
🏷️
Previously Sold
Nov 30, 2017
$510,000
MLS #72260141

Price & Status History

Date Event Price Change
Apr 10, 2026 New Listing Added $1,200,000
Apr 10, 2026 Sold $1,200,000
Nov 30, 2017 Sold $510,000

Market Statistics

Time on Market
6 hours 46 minutes
Price per Sq Ft
$486

Tax History

Year Taxes Assessment
2025 $8,068 $703,400

Financial Details

Annual Property Tax
$8,068
Tax Year 2025
Assessed Value
$703,400

Listing Information

Listing Agent Brian Oppenheim
Listing Office Cornerlot
Agent MLS ID BB802005
Office MLS ID C10049
Listing Data Updated Apr 10, 2026 8:42 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Swampscott, MA

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