45 Howard Street, Belchertown MA 01007

Belchertown, MA 01007
$374,900
Est. $2,488/month
4
Beds
1.5
Baths
1,824
Sq Ft
$206
Price/Sq Ft
0.86
Acres
1983
Year Built
57
Days on Market
Pending Price Drop -$24,100 Listed Sep 22, 2025 • MLS# 73433918 Copied!

About this home

Looking for single level living AND a walk to the center of town? If so, you'll be delighted to find this move-in ready ranch! The lovely covered porch leads you into a convenient mudroom and an updated kitchen w/ beautiful granite countertops, newer SS appliances and modern luxury vinyl plank flooring. The 3 season sunroom offers amazing views of the wooded wetland behind the house, perfect for bird watching and enjoying nature, and leads to a private deck and the fenced backyard. A large living room, full bath w/ newer tile floors, and 3 bedrooms, all with closets, round out the main level. The lower walkout level features a large family room with new flooring and fresh paint, a 1/2 bath, bedroom 4 and the laundry area. New heat pump forced hot air heating and cooling on the main level was just installed in 2023! The fenced yard is a gardener's delight. This home is much larger than it looks, is less than 1 mile to several of the local schools, and has town water & sewer!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1983
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,824 sq ft
Total Rooms
8

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1983
Living Area 1,824 sq ft
Lot Size 0.86 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Electric Baseboard, Heat Pump, Electric
Cooling Central Air, Heat Pump
Flooring Tile, Vinyl, Flooring - Vinyl, Laminate
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement Full, Finished, Walk-out Access, Interior Entry, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, In Basement
Features Ceiling Fan(s), Vaulted Ceiling(s), Lighting - Overhead, Mud Room, Sun Room, Internet Available - Broadband

Exterior

Construction None
Architecture Ranch
Roof Shingle
Features Porch, Deck - Wood, Rain Gutters, Storage, Screens, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck - Wood

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Garage Door Opener, Storage, Workshop In Garage, Paved Drive, Off Street, Paved
Total Spaces 5

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup, Icemaker Connection

Financial

Annual Tax $4,703
Assessed Value $324,100

Interior Features

Flooring: Tile, Vinyl, Flooring - Vinyl, Laminate
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Ceiling Fan(s), Vaulted Ceiling(s), Lighting - Overhead, Mud Room, Sun Room, Internet Available - Broadband
Windows: Insulated Windows, Screens
Basement: Full, Finished, Walk-Out Access, Interior Entry, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1983
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Electric Baseboard, Heat Pump, Electric
Heating Zones: 10
Cooling: Central Air, Heat Pump
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Rain Gutters, Storage, Screens, Fenced Yard, Garden
Patio & Porch: Porch, Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Wooded, Easements, Gentle Sloping
Road Frontage: 120.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Garage Door Opener, Storage, Workshop in Garage, Paved Drive, Off Street, Paved

Location

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Neighborhood

45 Howard Street, Belchertown MA 01007

Belchertown, MA 01007

Walkability

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Schools

Elementary School
Various
Rating information coming soon
Middle School
Jabish Brook Middle School
Rating information coming soon
High School
Belchertown High School
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $392
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Sep 22, 2025
$374,900
Original listing
Agent: Kim Raczka Office: 5 College REALTORS® Northampton

Price & Status History

Date Event Price Change
Sep 22, 2025 New Listing Added $374,900

Market Statistics

Days on Market
57 days
Price per Sq Ft
$206
Total Price Drop
-$24,100

Tax History

Year Taxes Assessment
2025 $4,703 $324,100

Financial Details

Annual Property Tax
$4,703
Tax Year 2025
Assessed Value
$324,100

Listing Information

Listing Agent Kim Raczka
Listing Office 5 College REALTORS® Northampton
Agent MLS ID E9500692
Office MLS ID AN4474
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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