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45 Harvard St, Lowell MA 01851

Lowell, MA 01851 • Highlands
$319,900
Est. $2,120/month
2
Beds
1
Baths
1,000
Sq Ft
$320
Price/Sq Ft
1895
Year Built
Condominium
Type
13
Days on Market
Active Listed Feb 11, 2026 • MLS# 73476373 Copied!

About this home

Highly sought-after neighborhood! Newly renovated 2-bedroom, 1-bath condo located on the 3rd floor, featuring a brand-new kitchen and bath, updated flooring, all new windows, the dining room has a large walk-in closet, and more. The main bedroom is set within a charming round turret, offering unique character and its own private exterior exit. This unit includes additional basement storage with a workshop area and access to common washer and dryer facilities. Enjoy two off-street parking spaces, a shared yard, and a large front porch—perfect for grilling or relaxing. Conveniently located near Lowell General Hospital, UMass Lowell, downtown dining and shopping, MBTA commuter train station, Lowell Memorial Repertory Theater, and the Lowell Auditorium, with easy highway access and close proximity to tax-free New Hampshire shopping.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1895
Bedrooms
2
Full Bathrooms
1
Living Area
1,000 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1895
Living Area 1,000 sq ft
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Wood, Laminate
Appliances Range, Microwave, Refrigerator
Fireplace None
Basement Y
Laundry Gas Dryer Hookup, Exterior Access, Walk-in Storage, Washer Hookup, In Basement, Common Area, In Building
Features None

Exterior

Construction Frame
Architecture None
Roof Asphalt/composition Shingles
Features Porch, Garden, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Off Street, Assigned, Paved
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax 0.00
Assessed Value 0.00

Interior Features

Flooring: Wood, Laminate
Appliances: Range, Microwave, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: Gas Dryer Hookup, Exterior Access, Walk-in Storage, Washer Hookup, In Basement, Common Area, In Building
Security:

Construction & Materials

Year Built: 1895
Effective Year (Renovated): 2025
Structure Type: Garden
Exterior Materials: Frame
Roof: Asphalt/Composition Shingles
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Garden, Stone Wall
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Assigned, Paved

Location

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Neighborhood

Highlands

45 Harvard St, Lowell MA 01851

Lowell, MA 01851

Walkability

Loading Walk Score...

Nearby Schools

School District
Lowell School District local
C-
⚠ School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
↓ 2.5% below state avg
E

Elementary Schools

3 schools
Community Christian Academy
0.1 mi
Grades PK-12
B
Charles W Morey School
0.4 mi | #398 of 824 | Score: 47.9
Improved 179 spots from last year
-10.3 below state avg
497 students Diverse
Rising School Diverse Student Body
Grades PK-04
C
Bartlett Community Partnership School
0.7 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
M

Middle Schools

3 schools
B-
Kathryn P. Stoklosa Middle School
0.7 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
0.9 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.0 mi
15 students Diverse
Diverse Student Body
Grades 01-08
H

High Schools

3 schools
F
The Career Academy
0.7 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.2 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.5 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
HOA Fee $302/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Feb 11, 2026
$319,900
Original listing
Office: LAER Realty Partners

Price & Status History

Date Event Price Change
Feb 11, 2026 New Listing Added $319,900 —

Market Statistics

Days on Market
13 days
Price per Sq Ft
$320

Tax History

Year Taxes Assessment
2025 $0 $0

Financial Details

Annual Property Tax
$0
Tax Year 2025
HOA Fee
$302
Monthly
Assessed Value
$0

Listing Information

Listing Agent Celeste Dunn
Listing Office LAER Realty Partners
Agent MLS ID BB806957
Office MLS ID AN1199
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Lowell, MA

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