BMN Boston

Get our mobile app!

Download on the App Store
(617) 800 - 9008
Preview 1 Preview 2 Preview 3 Preview 4 Preview 5 Preview 6 Preview 7 Preview 8 Preview 9 Preview 10 Preview 11 Preview 12 Preview 13 Preview 14
Preview 1 Preview 2 Preview 3 Preview 4 Preview 5 Preview 6 Preview 7 Preview 8 Preview 9 Preview 10 Preview 11 Preview 12 Preview 13 Preview 14

45-45A Spencer St, Boston MA 02124

Boston, MA 02124
$1,270,000
Est. $7,653/month
10
Beds
3
Baths
5,493
Sq Ft
$231
Price/Sq Ft
0.11
Acres
1899
Year Built
3 Family
Type
137
Days on Market
Pending Price Drop -$30,000 Listed Sep 5, 2025 • MLS# 73426817 Copied!

About this home

Well-maintained 3 unit multifamily property located in the heart of Dorchester right next to Talbot T. Unit mix includes: (2) 3BR/1BA and (1) 4BR/1BA. Strong rental history with upside potential through market rent adjustments and small upgrades. All units are spacious, feature hardwood floors, washer/dryer hookups, and private decks. Professionally managed since 2018. Convenient location and ideal for investors.

View in the App

Save this property, schedule tours instantly, and get alerts when the price drops

Scan to download BMN Boston app Scan with phone
Get the full experience in the BMN Boston app

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1899
Bedrooms
10
Full Bathrooms
3
Living Area
5,493 sq ft
Total Rooms
19
Stories
4
Levels
4

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1899
Living Area 5,493 sq ft
Lot Size 0.11 acres
Bedrooms 10
Full Baths 3
Total Rooms 19

Interior

Heating None
Cooling None
Flooring Hardwood
Appliances None
Fireplace None
Basement Full, Dirt Floor, Unfinished
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Deck - Wood

Parking

Features None

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $12,373
Assessed Value $1,068,500

Interior Features

Flooring: Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full, Dirt Floor, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1899
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Location

Loading map...

Neighborhood

45-45A Spencer St, Boston MA 02124

Boston, MA 02124

Walkability

Loading Walk Score...

Nearby Schools

School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
⚠ School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
↓ 1.8% below state avg
E

Elementary Schools

3 schools
C-
Holmes Elementary School
0.1 mi | #710 of 824 | Score: 34.7
Dropped 24 spots from last year
-23.5 below state avg
283 students Diverse
Grades PK-06
Holmes Elementary
0.1 mi
D
Greenwood Sarah K-8 School
0.2 mi | #334 of 352 | Score: 27.2
Same rank as last year
-31 below state avg
357 students Less Diverse
Grades PK-08
M

Middle Schools

3 schools
Epiphany School
0.6 mi
Grades 05-08
Dearborn Middle School
0.9 mi
Mother Caroline Academy
0.9 mi
Grades 05-08
H

High Schools

3 schools
Urban Achievers School
0.6 mi
Grades 09-12
B+
TechBoston Academy
0.7 mi | #11 of 25 | Score: 34.1
Improved 349 spots from last year
-24.1 below state avg
850 students Diverse
Rising School
Grades 07-12
Burke High
0.8 mi
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,031
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

⏳
Pending Sale
Jan 21, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 5, 2025
$1,270,000
Original listing

Price & Status History

Date Event Price Change
Sep 5, 2025 New Listing Added $1,270,000 —

Market Statistics

Days on Market
137 days
Price per Sq Ft
$231
Total Price Drop
-$30,000

Tax History

Year Taxes Assessment
2025 $12,373 $1,068,500

Financial Details

Annual Property Tax
$12,373
Tax Year 2025
Assessed Value
$1,068,500

Listing Information

Listing Agent Zachary Hall
Listing Office Dependable Real Estate, Inc
Agent MLS ID CN211325
Office MLS ID AN3527
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Boston, MA

Real-time market trends and pricing data for this area

45-45A Spencer St, Boston MA 02124 - Photo 1 45-45A Spencer St, Boston MA 02124 - Photo 2 45-45A Spencer St, Boston MA 02124 - Photo 3 45-45A Spencer St, Boston MA 02124 - Photo 4 45-45A Spencer St, Boston MA 02124 - Photo 5 45-45A Spencer St, Boston MA 02124 - Photo 6 45-45A Spencer St, Boston MA 02124 - Photo 7 45-45A Spencer St, Boston MA 02124 - Photo 8 45-45A Spencer St, Boston MA 02124 - Photo 9 45-45A Spencer St, Boston MA 02124 - Photo 10 45-45A Spencer St, Boston MA 02124 - Photo 11 45-45A Spencer St, Boston MA 02124 - Photo 12 45-45A Spencer St, Boston MA 02124 - Photo 13 45-45A Spencer St, Boston MA 02124 - Photo 14
BMN Boston Real Estate

BMN Boston Real Estate

Douglas Elliman

Schedule a Tour