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45-45A Spencer St, Boston MA 02124

Boston, MA 02124
$1,270,000
Est. $7,653/month
10
Beds
3
Baths
5,493
Sq Ft
$231
Price/Sq Ft
0.11
Acres
1899
Year Built
3 Family
Type
93
Days on Market
Active Price Drop -$30,000 Listed Sep 5, 2025 • MLS# 73426817 Copied!

About this home

Well-maintained 3 unit multifamily property located in the heart of Dorchester right next to Talbot T. Unit mix includes: (2) 3BR/1BA and (1) 4BR/1BA. Strong rental history with upside potential through market rent adjustments and small upgrades. All units are spacious, feature hardwood floors, washer/dryer hookups, and private decks. Professionally managed since 2018. Convenient location and ideal for investors.

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1899
Bedrooms
10
Full Bathrooms
3
Living Area
5,493 sq ft
Total Rooms
19
Stories
4
Levels
4

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1899
Living Area 5,493 sq ft
Lot Size 0.11 acres
Bedrooms 10
Full Baths 3
Total Rooms 19

Interior

Heating None
Cooling None
Flooring Hardwood
Appliances None
Fireplace None
Basement Full, Dirt Floor, Unfinished
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Deck - Wood

Parking

Features None

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $12,373
Assessed Value $1,068,500

Interior Features

Flooring: Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full, Dirt Floor, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1899
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Location

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Neighborhood

45-45A Spencer St, Boston MA 02124

Boston, MA 02124

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,031
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Sep 5, 2025
$1,270,000
Original listing

Price & Status History

Date Event Price Change
Sep 5, 2025 New Listing Added $1,270,000 —

Market Statistics

Days on Market
93 days
Price per Sq Ft
$231
Total Price Drop
-$30,000

Tax History

Year Taxes Assessment
2025 $12,373 $1,068,500

Financial Details

Annual Property Tax
$12,373
Tax Year 2025
Assessed Value
$1,068,500

Listing Information

Listing Agent Zachary Hall
Listing Office Dependable Real Estate, Inc
Agent MLS ID CN211325
Office MLS ID AN3527
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Real-time market trends and pricing data for this area

45-45A Spencer St, Boston MA 02124 - Photo 1 45-45A Spencer St, Boston MA 02124 - Photo 2 45-45A Spencer St, Boston MA 02124 - Photo 3 45-45A Spencer St, Boston MA 02124 - Photo 4 45-45A Spencer St, Boston MA 02124 - Photo 5 45-45A Spencer St, Boston MA 02124 - Photo 6 45-45A Spencer St, Boston MA 02124 - Photo 7 45-45A Spencer St, Boston MA 02124 - Photo 8 45-45A Spencer St, Boston MA 02124 - Photo 9 45-45A Spencer St, Boston MA 02124 - Photo 10 45-45A Spencer St, Boston MA 02124 - Photo 11 45-45A Spencer St, Boston MA 02124 - Photo 12 45-45A Spencer St, Boston MA 02124 - Photo 13 45-45A Spencer St, Boston MA 02124 - Photo 14

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