441 Water St, Fitchburg MA 01420

Fitchburg, MA 01420 • Fitchburg

$550,000

Est. $3,359/month

7

Beds

3

Baths

2,888

Sq Ft

$190

Price/Sq Ft

0.00

Acres

1920

Year Built

3 Family - 3 Units Up/Down

Type

2 hours 22 minutes

Time on Market

Active Open House Listed Jan 1, 2026 • MLS# 73464502 Copied!

About this home

Turn-key Investment property with high cashflow potential. Come see this top to bottom, fully renovated and centrally located 3-family home! Ideal investment or owner-occupied opportunity. Unit 1 offers a bright 1-bedroom with open living room/kitchen design. Two spacious units feature open floorplan living with 3 bedrooms, new bathrooms and modern kitchens with sleek new counter tops - perfect for maximizing rental demand. With ample off-street parking on a newly paved lot, new mechanics and updated finishes throughout, this property delivers comfort, convenience and strong income potential in one beautifully refreshed package.

Property Overview

Property Type

3 Family - 3 Units Up/Down

Listing Type

For Sale

Year Built

1920

Bedrooms

7

Full Bathrooms

3

Living Area

2,888 sq ft

Total Rooms

15

Stories

3

Levels

3

Open House Schedule

03

Jan

Saturday, January 3

11:00 AM - 12:30 PM EST

04

Jan

Sunday, January 4

1:00 PM - 2:30 PM EST

Facts & Features

Home Facts

Type Residential Income

Style 3 Family - 3 Units Up/Down

Year Built 1920

Living Area 2,888 sq ft

Lot Size 0.0000

Bedrooms 7

Full Baths 3

Total Rooms 15

Interior

Heating Forced Air, Individual

Cooling Window Unit(s)

Flooring Tile, Vinyl, Hardwood

Appliances Range, Refrigerator, Microwave

Fireplace None

Basement None

Laundry None

Features High Speed Internet, Upgraded Cabinets, Upgraded Countertops, Bathroom With Shower Stall, Remodeled, Bathroom With Tub & Shower, Open Floorplan, Kitchen, Living Rm/dining Rm Combo, Living Room, Dining Room

Exterior

Construction Frame

Architecture None

Roof Shingle

Features None

Pool None

Spa None

Fencing None

Patio/Porch Enclosed

Parking

Features Paved Drive, Shared Driveway, Off Street, Driveway, Paved

Total Spaces 6

Utilities

Electric 200+ Amp Service

Water Public

Sewer Public Sewer

Gas None

Other For Electric Range, For Electric Oven

Financial

Annual Tax $4,538

Assessed Value $480,000

Interior Features

Flooring: Tile, Vinyl, Hardwood

Appliances: Range, Refrigerator, Microwave

Interior Features: High Speed Internet, Upgraded Cabinets, Upgraded Countertops, Bathroom with Shower Stall, Remodeled, Bathroom With Tub & Shower, Open Floorplan, Kitchen, Living RM/Dining RM Combo, Living Room, Dining Room

Windows: Insulated Windows

Basement:

Laundry:

Security:

Construction & Materials

Year Built: 1920

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Concrete Perimeter

Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Individual

Heating Zones: 3

Cooling: Window Unit(s)

Hot Water: Natural Gas

Water Source: Public

Sewer: Public Sewer

Energy Features: Thermostat

Exterior & Lot

Exterior Features:

Patio & Porch: Enclosed

Fencing:

Other Structures:

Lot Features:

Road Surface:

Parking & Garage

Total Parking Spaces: 6

Parking Features: Paved Drive, Shared Driveway, Off Street, Driveway, Paved

Location

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Neighborhood

Fitchburg

441 Water St, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

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Nearby Schools

School District

Fitchburg School District local

⚠ School Safety 2024-25

8.1% Above Average

4.6% Suspensions 4.6% In-School 3.5% Emergency

↑ 2.6% above state avg

E

Elementary Schools

5 schools

St. Bernard Elementary School

0.5 mi

Grades PK-08

Applewild School

1.6 mi

Grades K-09

C-

South Street Early Learning Center

0.4 mi | #697 of 824 | Score: 48.1

Same rank as last year

Limited historical data for year-over-year comparison

570 students Diverse

Grades PK-K

C

McKay Elementary School

1.4 mi | #661 of 824 | Score: 38.0

Improved 70 spots from last year

-20.2 below state avg

754 students Diverse

Grades 01-05

C

Reingold Elementary School

2.1 mi | #610 of 824 | Score: 40.4

Improved 113 spots from last year

-17.8 below state avg

679 students Diverse

Diverse Student Body

Grades 01-05

M

Middle Schools

2 schools

D

Arthur M Longsjo Middle School

1.0 mi | #323 of 352 | Score: 28.9

Improved 17 spots from last year

-29.3 below state avg

614 students Diverse

Grades 06-08

C

Memorial Middle School

1.1 mi | #274 of 352 | Score: 33.9

Dropped 4 spots from last year

-24.3 below state avg

601 students Diverse

Diverse Student Body

Grades 06-08

H

High Schools

6 schools

C+

Sizer School: A North Central Charter Essential School

2.1 mi | #221 of 346 | Score: 49.3

Improved 25 spots from last year

-8.9 below state avg

282 students Diverse

Early College Program College Ready Curriculum

Grades 07-12

St. Bernard's Central Catholic High School

0.4 mi

Grades 09-12

Notre Dame Preparatory High School

0.5 mi

Grades 09-12

C-

Goodrich Academy

0.5 mi | #23 of 25 | Score: 20.5

Improved 363 spots from last year

-37.8 below state avg

186 students Diverse

Grades 09-12

C

Fitchburg High School

3.4 mi | #255 of 346 | Score: 45.8

Improved 37 spots from last year

-12.4 below state avg

1,220 students Diverse

15 sports • 1,110 athletes

Early College Program High Graduation Rate Career Tech Programs College Ready Curriculum

Grades 09-12

A

Montachusett Regional Vocational Technical School

3.6 mi | #64 of 346 | Score: 65.1

Improved 11 spots from last year

+6.9 above state avg

1,417 students Moderate

High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance

Grades 09-12

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Property Tax $378

Homeowners Insurance $200

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Year 1

95% Interest

Year 15

50/50

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95% Principal

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Property History

Property Timeline

🏠

Listed for Sale

Jan 1, 2026

$550,000

Original listing

Agent: Amber Martin Office: Lamacchia Realty, Inc.

Date	Event	Price	Change	$/sqft	Details
01/01/2026	🏠 Listed for Sale	$550,000	-	-	Original listing

Price & Status History

Date	Event	Price	Change
Jan 1, 2026	New Listing Added	$550,000	—

Market Statistics

Time on Market

2 hours 22 minutes

Price per Sq Ft

$190

Tax History

Year	Taxes	Assessment
2024	$4,538	$480,000

Financial Details

Annual Property Tax

$4,538

Tax Year 2024

Assessed Value

$480,000

Elementary Schools

Middle Schools

High Schools

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441 Water St, Fitchburg MA 01420

About this home

Property Overview

Open House Schedule

Facts & Features

Home Facts

Interior

Exterior

Parking

Utilities

Financial

Interior Features

Construction & Materials

Heating, Cooling & Utilities

Exterior & Lot

Parking & Garage

Location

Neighborhood

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Nearby Schools

Elementary Schools

Middle Schools

High Schools

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