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44-46 Oliver Street, Fitchburg MA 01420

Fitchburg, MA 01420
$585,000
Est. $3,774/month
5
Beds
4
Baths
2,430
Sq Ft
$241
Price/Sq Ft
0.08
Acres
1940
Year Built
70
Days on Market
Active Listed Dec 16, 2025 • MLS# 73462396 Copied!

About this home

Don’t miss out on one of Fitchburg’s standout multi-family properties! Welcome to 44–46 Oliver Street, a remarkable 3-family home ideal for both investors and owner-occupants. The spacious first-floor unit offers 5 bedrooms, 1 full bath, and 2 half baths, providing exceptional space. The second floor features two updated studio apartments, each with its own full bath—perfect for strong rental income or flexible living arrangements. Recently renovated throughout, the property showcases modern kitchens, refreshed flooring, and beautifully updated bathrooms. With new appliances, a new water heater, furnace, and sprinkler systems, this home is truly move-in ready. Whether you're seeking a smart investment, multi-generational living, or your next owner-occupied opportunity, this is a must-see. Make this Fitchburg gem yours!

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Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1940
Bedrooms
5
Full Bathrooms
4
Living Area
2,430 sq ft
Total Rooms
12
Stories
3
Levels
3

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1940
Living Area 2,430 sq ft
Lot Size 0.08 acres
Bedrooms 5
Full Baths 4
Total Rooms 12

Interior

Heating Forced Air, Natural Gas, Electric
Cooling None
Flooring Tile, Vinyl, Laminate
Appliances Range, Refrigerator
Fireplace None
Basement Full, Interior Entry, Bulkhead, Unfinished
Laundry None
Features Stone/granite/solid Counters, Bathroom With Shower Stall, Smart Thermostat, Other, Bathroom With Tub & Shower, Living Room, Kitchen, Office/den

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood

Parking

Garage Spaces 1
Has Garage Yes
Features Paved Drive, Off Street, Paved
Total Spaces 5

Utilities

Electric Circuit Breakers, 100 Amp Service, Other (see Remarks)
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range

Financial

Annual Tax $7,394
Assessed Value $547,300

Interior Features

Flooring: Tile, Vinyl, Laminate
Appliances: Range, Refrigerator
Interior Features: Stone/Granite/Solid Counters, Bathroom with Shower Stall, Smart Thermostat, Other, Bathroom With Tub & Shower, Living Room, Kitchen, Office/Den
Windows: Skylight(s), Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Electric
Heating Zones: 9
Cooling: None
Hot Water: Natural Gas, Tank, Other (See Remarks)
Water Source: Public
Sewer: Public Sewer
Energy Features: Varies per Unit

Exterior & Lot

Exterior Features: Balcony/Deck
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street, Paved

Location

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Neighborhood

44-46 Oliver Street, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

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Nearby Schools

School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

3 schools
Applewild School
0.8 mi
Grades K-09
C
McKay Elementary School
0.9 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
C-
South Street Early Learning Center
0.9 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
M

Middle Schools

2 schools
D
Arthur M Longsjo Middle School
0.2 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
C
Memorial Middle School
1.1 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Notre Dame Preparatory High School
0.6 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.9 mi
Grades 09-12
C-
Goodrich Academy
1.0 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $616
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Jan 22, 2026
New showing requirements
🏠
Listed for Sale
Dec 16, 2025
$585,000
Original listing
Agent: Abhinay Patel Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Dec 16, 2025 New Listing Added $585,000

Market Statistics

Days on Market
70 days
Price per Sq Ft
$241

Tax History

Year Taxes Assessment
2025 $7,394 $547,300

Financial Details

Annual Property Tax
$7,394
Tax Year 2025
Assessed Value
$547,300

Listing Information

Listing Agent Abhinay Patel
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN247749
Office MLS ID AN5825
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Fitchburg, MA

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